State complaint profile

Debt collection complaints in Florida

124,524 CFPB complaints filed against 2,279 debt collectors active in Florida.

Complaints
124,524
Collectors
2,279
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Florida at a glance

Florida consumers have filed 124,524 CFPB debt-collection complaints against 2,279 collectors.

124,524
CFPB complaints filed
2,279
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Florida

Florida filings are dispersed: the top three collectors hold only 0% of 124,524 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Florida residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 29

Sorted by most complaints

Google Compare Credit Cards Inc.

D
2 total complaints → stable

Gotham Collection Services Corp.

C
2 total complaints → stable

Greeting Team, LLC DBA Customer Care Global

D
2 total complaints ↑ rising

HGREG.com

A
2 total complaints ↓ falling

Hanwha QCells USA Corp

C
2 total complaints ↑ rising

Harrison Financial Group

F
2 total complaints ↓ falling

Harvest Strategy Group, Inc.

A
2 total complaints ↑ rising

Healthcare Management, LLC

D
2 total complaints ↓ falling

High Mountain Funding Inc.

F
2 total complaints ↓ falling

ICQ Search and Recovery Inc.

B
2 total complaints ↓ falling

Imperial Recovery Consultants, LLC

F
2 total complaints → stable

Infinity Capital Group

D
2 total complaints ↓ falling

Insight Capital LLC (NV)

F
2 total complaints ↓ falling

Internal Check Systems, LLC

F
2 total complaints ↓ falling

Interstate Recovery Service, Inc.

F
2 total complaints ↓ falling

J. Mark Heldenbrand PC

B
2 total complaints ↓ falling

J.S Resolution Group, Inc.

D
2 total complaints ↓ falling

JDJ Investments, INC.

D
2 total complaints ↑ rising

KP Asset Consulting LLC

F
2 total complaints ↓ falling

Kahn, Dees, Donovan & Kahn, LLP

B
2 total complaints → stable

Kashia Services

D
2 total complaints ↓ falling

Khoury Alternative Claims Management

C
2 total complaints ↓ falling

LCI Acquisition Inc.

B
2 total complaints ↑ rising

LHR Inc.

F
2 total complaints ↓ falling

Lake City Credit

F
2 total complaints ↓ falling

Law Office of J.A. Cambece

D
2 total complaints ↓ falling

Law Offices of Brian P. Kowal PA

C
2 total complaints ↓ falling

Lawson Hamilton & Associates

C
2 total complaints ↑ rising

Leading Edge Solutions, LLC

D
2 total complaints ↓ falling

Legal Action Bureau Inc

F
2 total complaints ↓ falling

Lennar Financial Services, LLC

B
2 total complaints → stable

Lockhart Mediation Services

F
2 total complaints ↑ rising

Loqbox US Inc

F
2 total complaints ↑ rising

Lyon Collection Services, Inc

B
2 total complaints ↑ rising

Midwest Receivable Solutions LLC

D
2 total complaints ↑ rising

Millennium Financial Group, L.L.C.

D
2 total complaints → stable

Morgan Stanley & Co. LLC

B
2 total complaints ↓ falling

MS Services LLC

D
2 total complaints ↓ falling

Malcolm S. Gerald and Associates, Inc.

F
2 total complaints ↓ falling

Managed Recovery Systems, Inc.

C
2 total complaints ↓ falling

Manhattan Beach Venture, LLC

F
2 total complaints → stable

Mark A. Kirkorsky, PC

D
2 total complaints ↓ falling

MarkOne Holdings, LLC

F
2 total complaints ↑ rising

Mayan, LLC

B
2 total complaints ↓ falling

McMichael Taylor Gray LLC

B
2 total complaints ↑ rising

Merchants Credit LLC

C
2 total complaints ↓ falling

Michael Haynes & Associates, LLC

C
2 total complaints ↓ falling

Mid-Michigan Collection Bureau

D
2 total complaints ↓ falling

Mid-South Adjustment Co., Inc.

F
2 total complaints ↑ rising

Minto Financial dba Minto Money

C
2 total complaints ↑ rising

If a collector is contacting you in Florida

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Florida names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Florida AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Florida

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Florida Resident

Florida's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Florida attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.