This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 11 complaints

Samuel Whitaker & Associates LLC - Debt Collector Complaint Profile

CFPB complaint profile across 10 states, reputation grade F.

Complaints by issue type

What consumers report about Samuel Whitaker & Associates LLC

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record samuel-whitaker-associates-llc Samuel Whitaker & Associates LLC

Grade F · 11 CFPB filings · 18% timely · lead issue: Took or threatened to take negative or legal action

  • VOL 11
  • GRADE F
  • 12MO 2
  • STATES 10
  • TIMELY 18%
  • DISPUTE 0%
  • ISSUE Took or threatened to take…
  • RANK #2,445
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Accounts Interchange Group LLC (11 complaints)

Accounts Interchange Group LLCAccounts Interchange Group L…11Acknowledge Debt ResolutionsAcknowledge Debt Resolutions11Adela, IncAdela, Inc11Affirmative Law, PCAffirmative Law, PC11Samuel Whitaker & Associates LLC (this)Samuel Whitaker & Associates…11
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Samuel Whitaker & Associates LLC's 11 CFPB complaints sit next to Accounts Interchange Group LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 11 complaints break down

Every complaint issue type on record for Samuel Whitaker & Associates LLC, not just the top ones shown above.

Reputation score breakdown

F
Composite reputation score
45.3/100
Samuel Whitaker & Associates LLC

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume C
11
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response F
18%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
0%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend C
Stable
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Spiky monthly series

Ohio is the plurality state for Samuel Whitaker & Associates LLC (18.2%)

Peak share is this collector's company_monthly maximum divided by its own stored monthly total. Corpus placement method.

Plurality state
Ohio 18.2%
Mid-band (15–30%) · 10 states with ≥1 filing
Spike month
2023-04 20.0%
1 filings that month · spiky (≥15% of series)
Corpus ranks
#2,445 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Samuel Whitaker & Associates LLC compare to its peers?

How does Samuel Whitaker & Associates LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Samuel Whitaker & Associates LLC National average
Complaints (last 12 mo)lower is better
2
3
268
Timely-response ratehigher is better
18%
90%
91%
Consumer-dispute ratelower is better
0%
0%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Samuel Whitaker & Associates LLC a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 10 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 0%20%40%60%80%100%120% 0%10%20%30%40%50% Timely response rate (%) Dispute rate (%) Samuel Whitaker & Associates LLC vs. 9 similar-volume peers, by response speed and dispute rate Samuel Whitaker & Associates LLCSelect Resource GroupSCS Credit CorporationSouthwestern Investors Group, LLCRobinson & AssociatesThe Cadle CompanyRevenue Recovery Bureau (Closed)The DeGrasse Law Firm, P.C.Professional Collection CompanyThe Wilber Law Firm, P.C.
Source: CFPB Consumer Complaint Database

Samuel Whitaker & Associates LLC's complaint volume in context

Samuel Whitaker & Associates LLC vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

11 55th percentile higher than 55% of 5,420 collectors

0–20: 3,504 collectors (65%). This entry sits in this band. 20–40: 565 collectors (10%). Above this entry. 40–60: 260 collectors (5%). Above this entry. 60–80: 163 collectors (3%). Above this entry. 80–100: 112 collectors (2%). Above this entry. 100–120: 63 collectors (1%). Above this entry. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. Samuel Whitaker & Associates LLC 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Stable →
2023-04 2026-02

Issue Detail Breakdown

Issue Complaints
Took or threatened to take negative or legal action
4
Communication tactics
2
Taking/threatening an illegal action
2
Attempts to collect debt not owed
1
False statements or representation
1
Cont'd attempts collect debt not owed
1

Where do complaints against Samuel Whitaker & Associates LLC come from?

Samuel Whitaker & Associates LLC's own per-state count, not a national baseline.

Top states by complaints against Samuel Whitaker & Associates LLC

Across 10 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Samuel Whitaker & Associates LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 11.

4 peers

Know your rights before responding to Samuel Whitaker & Associates LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.