What is the most common complaint against Samuel Whitaker & Associates LLC?

The most common issue consumers report about Samuel Whitaker & Associates LLC is "Took or threatened to take negative or legal action", specifically "Threatened to sue you for very old debt". This is based on 11 complaints filed with the CFPB.

Are complaints against Samuel Whitaker & Associates LLC increasing or decreasing?

Complaints against Samuel Whitaker & Associates LLC have been stable. The company received 2 complaints in the last 12 months.

What is Samuel Whitaker & Associates LLC's reputation grade?

Samuel Whitaker & Associates LLC has a reputation grade of F (score: 45.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Samuel Whitaker & Associates LLC respond to consumer complaints?

Samuel Whitaker & Associates LLC has a 18% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Samuel Whitaker & Associates LLC operate?

Samuel Whitaker & Associates LLC has received CFPB complaints from consumers in 10 states, with the most complaints from Ohio (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Samuel Whitaker & Associates LLC - Debt Collector Complaint Profile

CFPB complaint profile across 10 states, reputation grade F.

Compiled by PlainCollector

Took or threatened to take negative or legal action

4
Communication tactics

2
Taking/threatening an illegal action

2
Attempts to collect debt not owed

1
False statements or representation

1
Cont'd attempts collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record samuel-whitaker-associates-llc Samuel Whitaker & Associates LLC

Grade F · 11 CFPB filings · 18% timely · lead issue: Took or threatened to take negative or legal action · vol #2445 · compose #4592

VOL 11
GRADE F
12MO 2
STATES 10
TIMELY 18%
DISPUTE 0%
ISSUE Took or threatened to take…
RANK #2,445
COMPOSE #4,592

Volume peers

Nearest volume peer: Accounts Interchange Group LLC (11 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Samuel Whitaker & Associates LLC's 11 CFPB complaints sit next to Accounts Interchange Group LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Ohio is the plurality state for Samuel Whitaker & Associates LLC (18.2%)

The 2023-04 spike coincides with a 2,147-place gap between volume rank #2,445 and composite #4,592. Corpus placement method.

Plurality state: Ohio 18.2%; Mid-band (15–30%) · 10 states with ≥1 filing
Spike month: 2023-04 20.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,445 volume; #4,592 composite; Cleanest-composite ladder is 2,147 places worse than volume

How does Samuel Whitaker & Associates LLC compare to its peers?

How does Samuel Whitaker & Associates LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Samuel Whitaker & Asso… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

18%

90%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-04 2026-02

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	4
Communication tactics	2
Taking/threatening an illegal action	2
Attempts to collect debt not owed	1
False statements or representation	1
Cont'd attempts collect debt not owed	1

Where do complaints against Samuel Whitaker & Associates LLC come from?

Samuel Whitaker & Associates LLC's own per-state count, not a national baseline.

Ohio

2
California

1
Kentucky

1
Maine

1
Maryland

1
New Mexico

1
Pennsylvania

1
Texas

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Samuel Whitaker & Associates LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 11.

4 peers

Know your rights before responding to Samuel Whitaker & Associates LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.