State complaint profile

Debt collection complaints in California

112,020 CFPB complaints filed against 2,387 debt collectors active in California.

Complaints
112,020
Collectors
2,387
Top collector
Portfolio Recovery Associates, LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

California at a glance

California consumers have filed 112,020 CFPB debt-collection complaints against 2,387 collectors.

112,020
CFPB complaints filed
2,387
collectors active here
#1
most-complained: Portfolio Recovery Associates, LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in California

California filings are dispersed: the top three collectors hold only 0% of 112,020 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from California residents in this extract is Portfolio Recovery Associates, LLC (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 47

Sorted by most complaints

TCF & Associates

F
1 total complaints ↓ falling

TDS Financial LLC

F
1 total complaints ↓ falling

TFC Group, LLC

A
1 total complaints ↓ falling

TH Professional & Medical Collections LTD

D
1 total complaints ↓ falling

THE Guerrini LAW Firm

A
1 total complaints ↓ falling

TLP Mortgage Advisors, LLC

A
1 total complaints ↓ falling

TSG Collections, LLC

B
1 total complaints ↓ falling

TTM Global Enterprises LLC

F
1 total complaints ↑ rising

Talbot, Adams, & Moore, Inc.

D
1 total complaints ↓ falling

Tally Technologies

C
1 total complaints ↓ falling

Taurus Law Group, P.C.

B
1 total complaints ↓ falling

Texan Credit Corporation

C
1 total complaints ↑ rising

The Borland Law Firm, LLC (Closed)

D
1 total complaints ↓ falling

The Check Cashing Place, Inc.

A
1 total complaints ↓ falling

The J. G. Wentworth Company

C
1 total complaints ↑ rising

The Law Office of Edwin B. Parry

B
1 total complaints ↓ falling

The Rickel Law Firm, P.C.

B
1 total complaints ↑ rising

The Wilber Law Firm, P.C.

F
1 total complaints ↓ falling

Thompson Steinberg

C
1 total complaints ↓ falling

Thrive National Corporation

F
1 total complaints → stable

Time Investment Company, Inc.

B
1 total complaints ↓ falling

Time Investment Corporation

B
1 total complaints ↑ rising

Titan Solutions Group LLC

C
1 total complaints ↑ rising

TomoCredit Inc.

C
1 total complaints ↑ rising

Tona Mortgage, LLC

A
1 total complaints ↓ falling

Top Line Collectors LLC

D
1 total complaints ↑ rising

Tower Loan of Mississippi, Inc.

C
1 total complaints → stable

Transfinancial Companies, Inc

D
1 total complaints ↓ falling

Trust Financial LLC

D
1 total complaints → stable

U.S. Auto Credit Corporation

D
1 total complaints ↑ rising

U.S. Auto Sales Inc.

D
1 total complaints ↓ falling

United Security Financial

A
1 total complaints ↓ falling

Universal Collection Systems, Inc

B
1 total complaints → stable

URS Solutions, LLC

F
1 total complaints ↓ falling

USA Cash Services Management, Inc.

A
1 total complaints ↓ falling

Uetsa Tsakits, Inc. d/b/a MaxLend

F
1 total complaints ↓ falling

Union Credit, Inc.

1 total complaints ↑ rising

United First, LLC

C
1 total complaints ↑ rising

United We Collect, Inc.

C
1 total complaints ↓ falling

Universal Credit Services, Inc

D
1 total complaints ↓ falling

Universal Payment Corporation

F
1 total complaints ↑ rising

Unlimited Progress Corp

C
1 total complaints ↓ falling

Uprova Credit, LLC

B
1 total complaints ↑ rising

Utah Billing & Recovery Services

B
1 total complaints ↓ falling

Utah System of Higher Education

B
1 total complaints ↓ falling

Valley Credit Services, Inc. (WI)

F
1 total complaints ↓ falling

Valley National Bancorp

F
1 total complaints → stable

Vystar Credit Union

D
1 total complaints ↑ rising

Valley Collection Service, LLC

C
1 total complaints ↑ rising

Valley Credit Service, Inc. (OR)

F
1 total complaints ↓ falling

If a collector is contacting you in California

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest California names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official California AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with California

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a California Resident

California's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the California attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.