What is the most common complaint against Simmons First National Corporation?

The most common issue consumers report about Simmons First National Corporation is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 11 complaints filed with the CFPB.

Are complaints against Simmons First National Corporation increasing or decreasing?

Complaints against Simmons First National Corporation have been stable. The company received 3 complaints in the last 12 months.

What is Simmons First National Corporation's reputation grade?

Simmons First National Corporation has a reputation grade of C (score: 58.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Simmons First National Corporation respond to consumer complaints?

Simmons First National Corporation has a 90% timely response rate to CFPB complaints.

In how many states does Simmons First National Corporation operate?

Simmons First National Corporation has received CFPB complaints from consumers in 8 states, with the most complaints from Arkansas (3 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Simmons First National Corporation - Debt Collector Complaint Profile

CFPB complaint profile across 8 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

5
Took or threatened to take negative or legal action

2
False statements or representation

2
Communication tactics

2

Data updated September 2026

CFPB complaint disposition

CCDB record simmons-first-national-corporation Simmons First National Corporation

Grade C · 11 CFPB filings · 90% timely · lead issue: Attempts to collect debt not owed · vol #2448 · compose #2683

VOL 11
GRADE C
12MO 3
STATES 8
TIMELY 90%
ISSUE Attempts to collect debt n…
RANK #2,448
COMPOSE #2,683

Volume peers

Nearest volume peer: Accounts Interchange Group LLC (11 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Simmons First National Corporation's 11 CFPB complaints sit next to Accounts Interchange Group LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Arkansas is the plurality state for Simmons First National Corporation (27.3%)

Peak share is this collector's company_monthly maximum divided by its own stored monthly total. Corpus placement method.

Plurality state: Arkansas 27.3%; Mid-band (15–30%) · 8 states with ≥1 filing
Spike month: 2020-10 25.0%; 1 filings that month · spiky (≥15% of series)
Corpus ranks: #2,448 volume; #2,683 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does Simmons First National Corporation compare to its peers?

How does SIMMONS FIRST NATIONAL CORPORATION compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

SIMMONS FIRST NATIONAL… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

90%

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2020-10 2025-12

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	5
Took or threatened to take negative or legal action	2
False statements or representation	2
Communication tactics	2

Where do complaints against Simmons First National Corporation come from?

Simmons First National Corporation's own per-state count, not a national baseline.

Arkansas

3
Tennessee

2
California

1
Florida

1
Georgia

1
Missouri

1
Nevada

1
Texas

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Simmons First National Corporation: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 11.

4 peers

Know your rights before responding to Simmons First National Corporation: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.