State complaint profile

Debt collection complaints in Arizona

25,734 CFPB complaints filed against 1,405 debt collectors active in Arizona.

Complaints
25,734
Collectors
1,405
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Arizona at a glance

Arizona consumers have filed 25,734 CFPB debt-collection complaints against 1,405 collectors.

25,734
CFPB complaints filed
1,405
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Arizona

Arizona filings are dispersed: the top three collectors hold only 0% of 25,734 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Arizona residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 23

Sorted by most complaints

First Interstate Bancsystem, Inc.

B
1 total complaints ↑ rising

Fric Holding Corporation

B
1 total complaints ↓ falling

Fulton Financial Corporation

B
1 total complaints ↑ rising

Fair Capital

D
1 total complaints ↑ rising

Fairway Independent Mortgage Corporation

B
1 total complaints ↓ falling

Farrell Holdings, LLC

B
1 total complaints ↓ falling

Fig Tech Inc.

D
1 total complaints ↑ rising

Filaport Acquisitions

C
1 total complaints ↓ falling

FinCo Services Inc DBA Current

D
1 total complaints ↑ rising

Finance System of Richmond, Inc.

C
1 total complaints ↑ rising

Financial Management Solutions, LLC

D
1 total complaints ↓ falling

First Choice Assets LLC.

C
1 total complaints ↓ falling

First Financial Resources, Inc.

C
1 total complaints → stable

Five Lakes Agency

C
1 total complaints ↓ falling

Flandreau Santee Sioux Tribe

D
1 total complaints ↓ falling

Flexible Finance, Inc.

D
1 total complaints ↑ rising

Florida Financial Management dba Lend A Dollar

C
1 total complaints → stable

Four Directions Lending LLC

B
1 total complaints ↓ falling

Fulton Friedman & Gullace LLP

C
1 total complaints ↓ falling

GB Collects, LLC

F
1 total complaints → stable

GCFS, Inc.

C
1 total complaints ↓ falling

GF SunStrong Management Holdings, LLC

1 total complaints ↑ rising

Global Credit Union

C
1 total complaints ↑ rising

Gold KEY Credit, Inc.

D
1 total complaints ↓ falling

General Credit Services

B
1 total complaints ↓ falling

General Service Bureau, Inc.

D
1 total complaints ↓ falling

Genesis Lending

C
1 total complaints ↓ falling

Ghidotti | Berger LLP

B
1 total complaints ↓ falling

Global Asset Management Group, Inc.

F
1 total complaints ↓ falling

Goldberg & Peretti, LLC

C
1 total complaints ↓ falling

Goodman Law PLLC

F
1 total complaints ↓ falling

Google Compare Credit Cards Inc.

D
1 total complaints → stable

Gordon, Aylworth & Tami, P.C.

D
1 total complaints → stable

Graystone Funding Company, LLC

F
1 total complaints ↑ rising

Great Lakes Capital Management, LLC

B
1 total complaints ↓ falling

Greater Collection Agency Bureau, LLC

D
1 total complaints ↓ falling

Greenberg, Grant & Richards Inc.

D
1 total complaints → stable

Greene & Cooper Collections LLC

C
1 total complaints ↓ falling

Grow Credit Inc

D
1 total complaints ↑ rising

Guaranty Solutions LLC

A
1 total complaints ↓ falling

Guild Holdings Company

C
1 total complaints ↑ rising

HF Holdings

D
1 total complaints ↑ rising

HKM and Associates

B
1 total complaints ↓ falling

Homeowners Financial Group USA

A
1 total complaints ↓ falling

Honor Finance, LLC

B
1 total complaints ↓ falling

Huelson LAW Firm, LLC

F
1 total complaints ↓ falling

Hanwha QCells USA Corp

C
1 total complaints ↑ rising

Harbor Front Acquisitions LLC (Closed)

A
1 total complaints ↓ falling

Harpeth Financial Services, LLC

C
1 total complaints ↑ rising

Harris & MacNeil, LLP

A
1 total complaints ↓ falling

If a collector is contacting you in Arizona

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Arizona names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Arizona AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Arizona

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Arizona Resident

Arizona's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Arizona attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.