State complaint profile

Debt collection complaints in Virginia

27,934 CFPB complaints filed against 1,426 debt collectors active in Virginia.

Complaints
27,934
Collectors
1,426
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Virginia at a glance

Virginia consumers have filed 27,934 CFPB debt-collection complaints against 1,426 collectors.

27,934
CFPB complaints filed
1,426
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Virginia

Virginia filings are dispersed: the top three collectors hold only 0% of 27,934 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Virginia residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 28

Sorted by most complaints

South West Recovery Inc (CA)

F
1 total complaints ↓ falling

Specialized Collection Systems, Inc.

F
1 total complaints ↑ rising

Specified Credit Association, Inc.

C
1 total complaints ↓ falling

Steel River Systems, LLC

D
1 total complaints ↑ rising

StellarFinance, Inc.

B
1 total complaints ↑ rising

Sterling Atlantic Law Group, PC

A
1 total complaints ↓ falling

Stevens Business Service, Inc.

C
1 total complaints ↓ falling

Stilt Inc

D
1 total complaints ↓ falling

Strategic Dealer Services

F
1 total complaints ↑ rising

Streamline Recovery Inc

D
1 total complaints ↓ falling

SunTx Capital Partners

F
1 total complaints ↑ rising

Sunset Management, Inc

C
1 total complaints ↑ rising

Systematic National Collection, Inc.

D
1 total complaints ↓ falling

TTM Global Enterprises LLC

F
1 total complaints ↑ rising

Taurus Law Group, P.C.

B
1 total complaints ↓ falling

Thaxton Investment Corporation

D
1 total complaints ↑ rising

The Affiliated Group, Inc

C
1 total complaints ↓ falling

The Cadle Company

B
1 total complaints ↑ rising

The Collection Connection

C
1 total complaints ↓ falling

The Commercial Collection Corporation of New York, Inc.

C
1 total complaints → stable

The Hamilton Law Association

F
1 total complaints ↓ falling

The J. G. Wentworth Company

C
1 total complaints ↑ rising

The Law Office of Patrick V. Foltz, P.C.

C
1 total complaints ↓ falling

The Law Office of Peter S. Lake, P. C.

A
1 total complaints ↓ falling

The Lemoine Group, Inc

A
1 total complaints ↓ falling

The Levinbook Law Firm, P.C.

C
1 total complaints → stable

The Minacs Group (USA) Inc.

D
1 total complaints ↓ falling

The Moore Law Group

D
1 total complaints → stable

The Rickel Law Firm, P.C.

B
1 total complaints ↑ rising

The Schreiber Law Firm, PLLC

F
1 total complaints ↓ falling

The Wilber Law Firm, P.C.

F
1 total complaints ↓ falling

Thomas, King & Associates

C
1 total complaints ↓ falling

Torres Credit Services, Inc.

C
1 total complaints → stable

Tri-State Adjustments, Inc.

C
1 total complaints ↓ falling

Tribal Lending Enterprise, Inc.

D
1 total complaints ↓ falling

Triple AC Resolutions

F
1 total complaints ↓ falling

Triton Management Group, Inc

B
1 total complaints ↓ falling

Triton Recovery Group

D
1 total complaints ↑ rising

Tromberg, Miller, Morris & Partners, PLLC

D
1 total complaints ↑ rising

United Check Recovery, LLC

F
1 total complaints ↓ falling

United Debt Counselors, LLC

B
1 total complaints ↓ falling

United Recovery Solutions

F
1 total complaints ↓ falling

Universal Recovery Corporation

F
1 total complaints ↓ falling

Universal Technical Institute

D
1 total complaints ↓ falling

Vanderbilt Mortgage & Finance, Inc

B
1 total complaints → stable

Virginia Housing Development Authority

B
1 total complaints ↓ falling

Vystar Credit Union

D
1 total complaints ↑ rising

Valarity, LLC

D
1 total complaints ↓ falling

Vanderpool, Frostick & Nishanian, P.C.

C
1 total complaints ↓ falling

VeriCore, LLC

C
1 total complaints ↓ falling

If a collector is contacting you in Virginia

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Virginia names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Virginia AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Virginia

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Virginia Resident

Virginia's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Virginia attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.