State complaint profile

Debt collection complaints in Virginia

27,934 CFPB complaints filed against 1,426 debt collectors active in Virginia.

Complaints
27,934
Collectors
1,426
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Virginia at a glance

Virginia consumers have filed 27,934 CFPB debt-collection complaints against 1,426 collectors.

27,934
CFPB complaints filed
1,426
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Virginia

Virginia filings are dispersed: the top three collectors hold only 0% of 27,934 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Virginia residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 19

Sorted by most complaints

Adesa Corporation

C
1 total complaints ↓ falling

Alexander-Rose Assoc, Inc.

C
1 total complaints ↑ rising

Alliant Credit Union

D
1 total complaints ↑ rising

AMA Advisors, LLC.

A
1 total complaints ↑ rising

American Adjustment Bureau,Inc.

C
1 total complaints ↓ falling

American Financial Management, Inc.

D
1 total complaints ↑ rising

ARM WNY LLC

F
1 total complaints ↓ falling

ASG Solutions LLC

C
1 total complaints ↓ falling

Audit Systems,Inc

B
1 total complaints ↓ falling

Axos Financial, Inc.

C
1 total complaints → stable

Accelerated Receivables Management, Inc.

F
1 total complaints ↓ falling

Acceptance Rentals, Inc.

B
1 total complaints ↓ falling

AccessOne Holdings, Inc.

C
1 total complaints ↑ rising

Account Control Systems, Inc

B
1 total complaints ↓ falling

Account Managers, Inc.

C
1 total complaints → stable

Account Recovery Services, Inc.

C
1 total complaints ↓ falling

Accurate Financial Partners

B
1 total complaints ↓ falling

Acknowledge Debt Resolutions

C
1 total complaints ↓ falling

Acquired Assets, Ltd.

C
1 total complaints ↓ falling

Action Collection Agencies, Inc.

F
1 total complaints ↓ falling

Action Financial Services, LLC

C
1 total complaints ↓ falling

Action Revenue Recovery, LLC

C
1 total complaints ↓ falling

Advanced Call Center Technologies, LLC

B
1 total complaints ↓ falling

Advanced Professional Group

A
1 total complaints ↓ falling

Advanced Resolution Services Inc.

C
1 total complaints ↓ falling

Advantage Collection Professionals, Inc.

C
1 total complaints ↓ falling

Affiliated Creditors, Inc.

C
1 total complaints ↓ falling

Affiliated Management Services

C
1 total complaints ↓ falling

Alacrity Collections Corporation

D
1 total complaints ↓ falling

Allegiant Capital Recovery LLC

F
1 total complaints ↓ falling

Alliance Group & Associates LLC

F
1 total complaints ↓ falling

Allied Account Services, Inc.

C
1 total complaints ↓ falling

Allied Consulting Services LLC

C
1 total complaints ↑ rising

Allied Recovery Solutions, Inc.

D
1 total complaints ↓ falling

Alternative Collections LLC

B
1 total complaints ↓ falling

Alternative Finance Company, LLC

A
1 total complaints ↓ falling

American Credit Bureau, Inc.

C
1 total complaints ↓ falling

American Receivables Agency, LLC

A
1 total complaints ↓ falling

American Recovery Service Incorporated

D
1 total complaints ↓ falling

Americor Funding, LLC

D
1 total complaints ↑ rising

Apple Law Group, Inc.

F
1 total complaints ↓ falling

Aqua Finance, Inc.

D
1 total complaints ↑ rising

Arete Financial Group

F
1 total complaints ↓ falling

Arivo Acceptance, LLC

C
1 total complaints ↑ rising

Asset Management Holdings, LLC

D
1 total complaints ↑ rising

Asset Management Professionals, LLC

C
1 total complaints ↓ falling

Asset Recovery Inc

C
1 total complaints ↓ falling

Assigned Credit Solutions

D
1 total complaints ↓ falling

Assured Financial LLC

D
1 total complaints ↓ falling

Atlantic Collection Agency, Inc.

D
1 total complaints → stable

If a collector is contacting you in Virginia

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Virginia names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Virginia AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Virginia

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Virginia Resident

Virginia's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Virginia attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.