State complaint profile

Debt collection complaints in Texas

172,149 CFPB complaints filed against 2,473 debt collectors active in Texas.

Complaints
172,149
Collectors
2,473
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Texas at a glance

Texas consumers have filed 172,149 CFPB debt-collection complaints against 2,473 collectors.

172,149
CFPB complaints filed
2,473
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Texas

Texas sits near the top of the state complaint ladder at #1 of 56 by absolute CFPB filings (172,149 complaints).

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Texas residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 40

Sorted by most complaints

Debt 0, Inc

B
1 total complaints → stable

Direcmanagement, Inc.

B
1 total complaints ↓ falling

DK, Consulting, Inc dba Huntington Financial Services

C
1 total complaints ↓ falling

DMB Financial, LLC

F
1 total complaints ↓ falling

DRS Financial LLC

C
1 total complaints ↓ falling

DallasAutos4Less

1 total complaints ↑ rising

Dalty Acquisitions, Inc.

A
1 total complaints ↓ falling

Darnel Quick Recovery, Inc.

C
1 total complaints ↓ falling

Data Check of America LLC

F
1 total complaints ↓ falling

Data-Central, LLC

F
1 total complaints ↓ falling

Dave Operating, LLC

B
1 total complaints ↑ rising

Debt Solutions LLC

F
1 total complaints → stable

Deutsche Bank

B
1 total complaints ↓ falling

Dill Law Firm, PLLC

1 total complaints ↑ rising

Dodge Enterprises Inc.

B
1 total complaints ↓ falling

Dominion Capital Mortgage Inc.

1 total complaints ↑ rising

Douglas, Chancellor, Meyers and Associates, LLC

C
1 total complaints ↓ falling

Dream Center Education Holdings

B
1 total complaints ↓ falling

Dunlap Gardiner LLP

D
1 total complaints ↓ falling

Durango Credit and Collection Company, Inc.

F
1 total complaints ↓ falling

E*Trade Bank

B
1 total complaints ↓ falling

EPA USA Inc

C
1 total complaints ↓ falling

Evergreen Professional Recoveries, Inc.

C
1 total complaints ↓ falling

EZ Loans Co LLC

1 total complaints ↑ rising

Eagle Accounts Group, Inc.

C
1 total complaints ↓ falling

Eagle Financial Services, Inc.

B
1 total complaints ↑ rising

Eagle Phillips LLC

F
1 total complaints ↑ rising

Easier Funding, LLC

F
1 total complaints → stable

Eastside Funding LLC

F
1 total complaints ↑ rising

Education Principle Foundation

F
1 total complaints ↓ falling

Edward F Bukaty III

B
1 total complaints ↓ falling

Elly, LLC

B
1 total complaints ↓ falling

Emerald AR Systems, LLC

C
1 total complaints ↓ falling

Empire Resolutions Group

B
1 total complaints ↓ falling

Encircle Collections, Inc.

C
1 total complaints ↓ falling

Envision Payment Solutions, Inc.

D
1 total complaints → stable

Equinox Financial Management Solutions, Inc.

B
1 total complaints ↓ falling

Erin Capital Management, LLC

D
1 total complaints ↓ falling

Everi Payments Inc.

B
1 total complaints ↑ rising

Ewing & Ewing Attorneys, P.C.

A
1 total complaints ↓ falling

Express Cash Mart Management

C
1 total complaints ↓ falling

Express Paycheck LLC

1 total complaints ↑ rising

Exto Inc.

B
1 total complaints ↑ rising

F&M Capital LLC

D
1 total complaints ↓ falling

FCN Catalogue & Equipment, Inc.

D
1 total complaints ↓ falling

First Financial Bancorp

B
1 total complaints → stable

First Guaranty Mortgage Corp

C
1 total complaints ↑ rising

First United Bank and Trust Company

A
1 total complaints ↓ falling

First US Capital LLC

B
1 total complaints ↓ falling

Foothill Capital Solutions LLC

1 total complaints ↑ rising

If a collector is contacting you in Texas

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Texas names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Texas AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Texas

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Texas Resident

Texas's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Texas attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.