State complaint profile

Debt collection complaints in Texas

172,149 CFPB complaints filed against 2,473 debt collectors active in Texas.

Complaints
172,149
Collectors
2,473
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Texas at a glance

Texas consumers have filed 172,149 CFPB debt-collection complaints against 2,473 collectors.

172,149
CFPB complaints filed
2,473
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Texas

Texas sits near the top of the state complaint ladder at #1 of 56 by absolute CFPB filings (172,149 complaints).

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Texas residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 31

Sorted by most complaints

Credit Wise Recovery Solution LLC

D
2 total complaints ↓ falling

Crown Holdings, LLC

C
2 total complaints ↓ falling

DHI Mortgage Company

B
2 total complaints ↓ falling

Dixie Finance Company

F
2 total complaints ↑ rising

De Lage Landen Finance, LLC

C
2 total complaints → stable

Delivery Financial Services, LLC

D
2 total complaints ↓ falling

Denovus Corporation, Ltd.

B
2 total complaints ↓ falling

Dimand Law Offices, P.C.

B
2 total complaints → stable

Driver Holdings, LLC

A
2 total complaints ↓ falling

Emory Enterprises, LLC

C
2 total complaints ↓ falling

Eastern Asset Services LLC

D
2 total complaints ↓ falling

Entrata Inc.

F
2 total complaints ↑ rising

Equidata, Inc.

C
2 total complaints ↓ falling

Ernst, Ernst & Artmann, Inc.

A
2 total complaints ↓ falling

Esser, James & Associates

C
2 total complaints ↓ falling

Estate Information Services, LLC

C
2 total complaints ↓ falling

Evergreen Acquistions, LLC

D
2 total complaints ↓ falling

Executive Credit Management, Inc

F
2 total complaints ↓ falling

Expert Credit Sweeps

F
2 total complaints ↑ rising

Express Enrollment LLC

C
2 total complaints ↓ falling

Factual Data Corp.

A
2 total complaints ↓ falling

Fidelis Recovery Management, LLC

C
2 total complaints ↓ falling

First Financial Bankshares, Inc.

A
2 total complaints ↓ falling

First Heritage Credit LLC

C
2 total complaints ↓ falling

Falls Collection Service Inc.

C
2 total complaints ↓ falling

Fein, Such, Kahn & Shepard, P.C.

D
2 total complaints ↓ falling

Feldman & Stern, LLC

B
2 total complaints ↓ falling

Fidelity Account Services LLC

C
2 total complaints ↓ falling

Figure Technologies, Inc

C
2 total complaints ↑ rising

Financial Management & Associates, Inc.

B
2 total complaints ↓ falling

First Credit Corporation

C
2 total complaints ↑ rising

FirstCredit, Inc.

D
2 total complaints ↑ rising

Fitzgerald Goldman & Associates, Inc.

F
2 total complaints ↓ falling

Forster & Garbus LLP

D
2 total complaints ↓ falling

Foxstar Energy Resources LLC DBA Federal Student Loans Council

F
2 total complaints ↑ rising

Franklin Financial Corporation

D
2 total complaints ↓ falling

Freede Solutions Inc.

B
2 total complaints ↑ rising

Fuel Capital Group

D
2 total complaints ↑ rising

GB Collects, LLC

F
2 total complaints → stable

Gentry Finance Corporation

B
2 total complaints ↓ falling

Guaranteed Rate Inc.

B
2 total complaints ↑ rising

Guardian Capital Management Hawaii, LLC

C
2 total complaints → stable

Gulf Coast Collection Bureau, Inc.

D
2 total complaints ↓ falling

Galt Financial Solutions, LLC

B
2 total complaints ↑ rising

Garrison Investment Group

B
2 total complaints ↑ rising

Genesis Financial & Payment Systems Holdings, LLC

A
2 total complaints ↓ falling

Georgia Student Finance Authority

F
2 total complaints → stable

Global One Arbitration Inc.

C
2 total complaints ↓ falling

Global Recovery Solutions

F
2 total complaints ↓ falling

Go Capital Holdings, LLC

C
2 total complaints ↓ falling

If a collector is contacting you in Texas

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Texas names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Texas AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Texas

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Texas Resident

Texas's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Texas attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.