State complaint profile

Debt collection complaints in Texas

172,149 CFPB complaints filed against 2,473 debt collectors active in Texas.

Complaints
172,149
Collectors
2,473
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Texas at a glance

Texas consumers have filed 172,149 CFPB debt-collection complaints against 2,473 collectors.

172,149
CFPB complaints filed
2,473
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Texas

Texas sits near the top of the state complaint ladder at #1 of 56 by absolute CFPB filings (172,149 complaints).

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Texas residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 30

Sorted by most complaints

American Credit Financial

C
2 total complaints ↓ falling

Arcon Credit Solutions LLC

D
2 total complaints ↑ rising

Armin, O'Conner & Boch, LLC

F
2 total complaints ↑ rising

Armstrong and Associates, Inc

D
2 total complaints → stable

B&B Hold Corp.

B
2 total complaints ↑ rising

Bankers Healthcare Group LLC

C
2 total complaints ↓ falling

BOK Financial Corp

C
2 total complaints ↓ falling

Broker Solutions, Inc.

B
2 total complaints → stable

Balekian Hayes, PLLC

C
2 total complaints ↓ falling

Best Account Receivables Management Solutions, LLC

F
2 total complaints ↑ rising

Bison Recovery Group, Inc.

B
2 total complaints ↓ falling

Bright Capital Inc

B
2 total complaints ↑ rising

Bristlecone, Inc.

F
2 total complaints ↓ falling

Business Financing Corporation

C
2 total complaints ↑ rising

Business Revenue Systems, Inc.

B
2 total complaints ↓ falling

Butler and Associates, PA

C
2 total complaints ↓ falling

Cadence Bank

B
2 total complaints ↑ rising

Centurion IV LLC

C
2 total complaints ↓ falling

CFS Holdings, Inc

C
2 total complaints ↓ falling

Challenge Financial Services

C
2 total complaints ↑ rising

CIR, Law Offices

D
2 total complaints ↓ falling

CIT Bank, National Association

C
2 total complaints ↓ falling

Collection Bureau Incorporated

D
2 total complaints ↓ falling

Commercial Services Group, Inc.

D
2 total complaints → stable

Cresco Capital Inc.

D
2 total complaints → stable

Camino Financial Inc.

F
2 total complaints ↑ rising

Cascade Collections, Inc.

F
2 total complaints ↓ falling

Center Street Finance, LP dba CSF Servicing

B
2 total complaints ↑ rising

Central Collection Corporation

F
2 total complaints ↑ rising

Central Service Bureau, Inc.

B
2 total complaints ↓ falling

Centric Asset Management Inc

B
2 total complaints ↓ falling

Chainlink Services LLC

D
2 total complaints ↑ rising

Check N Title Loans

A
2 total complaints ↑ rising

Clasp Group, Inc.

B
2 total complaints ↑ rising

Click n' Close, Inc.

B
2 total complaints ↑ rising

Coast to Coast Commercial Collection

D
2 total complaints ↑ rising

Cochren Bailey & Associates, LLC

B
2 total complaints ↓ falling

Codilis & Stawarski, P.C.

F
2 total complaints ↓ falling

Complete Care, Inc.

F
2 total complaints ↑ rising

Convergys

C
2 total complaints ↓ falling

Cordoza & Wexler Recovery Services

F
2 total complaints ↓ falling

Cornerstone Mediation LLC

D
2 total complaints ↓ falling

Credee Corporation

B
2 total complaints ↑ rising

Credit Bureau Central Inc (MS)

C
2 total complaints ↓ falling

Credit Bureau Services Inc.

C
2 total complaints → stable

Credit Bureau Services of Iowa Inc.

D
2 total complaints → stable

Credit Bureau of Jonesboro, Inc.

C
2 total complaints ↑ rising

Credit Control Company, Inc.

C
2 total complaints ↓ falling

Credit Plus Inc

B
2 total complaints ↓ falling

Credit Technologies, Inc.

A
2 total complaints ↓ falling

If a collector is contacting you in Texas

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Texas names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Texas AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Texas

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Texas Resident

Texas's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Texas attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.