State complaint profile

Debt collection complaints in Texas

172,149 CFPB complaints filed against 2,473 debt collectors active in Texas.

Complaints
172,149
Collectors
2,473
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Texas at a glance

Texas consumers have filed 172,149 CFPB debt-collection complaints against 2,473 collectors.

172,149
CFPB complaints filed
2,473
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Texas

Texas sits near the top of the state complaint ladder at #1 of 56 by absolute CFPB filings (172,149 complaints).

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Texas residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 32

Sorted by most complaints

Greater Collection Agency Bureau, LLC

D
2 total complaints ↓ falling

Green Trust Cash, LLC

B
2 total complaints ↓ falling

H. Kent Hollins, Attorney at Law, P.A

C
2 total complaints ↓ falling

Head Mercantile Co., Inc.

D
2 total complaints ↓ falling

HIGHLAND FINANCIAL SERVICES (Closed)

F
2 total complaints ↓ falling

Home Acceptance Corporation

B
2 total complaints ↑ rising

Hollins & McVay, P.A.

C
2 total complaints → stable

Hosto & Buchan, PLLC

C
2 total complaints ↓ falling

Hughes Finance

F
2 total complaints ↑ rising

IPAC'S Inc.

F
2 total complaints ↑ rising

Ignite Revenue, Inc.

F
2 total complaints ↑ rising

Imperial Recovery Consultants, LLC

F
2 total complaints → stable

Improved Data Services LLC

D
2 total complaints ↓ falling

Independent Dealers' Advantage, LLC

D
2 total complaints ↑ rising

Insight Capital LLC (NV)

F
2 total complaints ↓ falling

Insikt, Inc.

D
2 total complaints ↓ falling

J Northland Group

F
2 total complaints ↓ falling

JP Recovery Services, Inc.

C
2 total complaints ↓ falling

JPL Recovery Solutions

F
2 total complaints ↓ falling

Jonathan C. Frank & Associates, LLC

F
2 total complaints ↓ falling

Keystone Law LLC

C
2 total complaints → stable

King of Credit Financial, Inc

D
2 total complaints → stable

Knight & Hooper, PLLC

B
2 total complaints ↓ falling

Komyatte & Casbon, P.C.

B
2 total complaints ↓ falling

Kyle Law Group, P.C.

D
2 total complaints ↓ falling

Lake Michigan Credit Union

B
2 total complaints ↑ rising

Lenco Finance of Carencro, Inc

F
2 total complaints ↑ rising

Lender Live

A
2 total complaints ↓ falling

LHR Inc.

F
2 total complaints ↓ falling

LMS Services, Inc.

F
2 total complaints ↓ falling

Law Office of Joe Pezzuto, LLC

C
2 total complaints ↓ falling

LendUp Loans LLC

D
2 total complaints ↓ falling

Lennar Financial Services, LLC

B
2 total complaints → stable

Lewis & Clark Capital LLC

B
2 total complaints ↑ rising

Liberty Loan Co inc.

B
2 total complaints ↓ falling

Line 5, LLC

C
2 total complaints ↑ rising

Love, Beal & Nixon, P.C.

D
2 total complaints ↓ falling

MCU Holdings, LLC

C
2 total complaints ↓ falling

MMG Law Group, PLLC

C
2 total complaints ↑ rising

Money Source, Inc., the

B
2 total complaints ↓ falling

Moneygram Payment Systems Worldwide Inc

B
2 total complaints ↓ falling

MS Services LLC

D
2 total complaints ↓ falling

Mages & Price LLC

C
2 total complaints → stable

Marine One Acceptance Corporation

D
2 total complaints ↑ rising

MarkOne Holdings, LLC

F
2 total complaints ↑ rising

Matthew Thomas & Associates LLC

F
2 total complaints ↓ falling

Maury's Motors Inc DBA Midpoint Auto Group

2 total complaints ↑ rising

McCarthy & Holthus, LLP

C
2 total complaints ↓ falling

Med-1 Solutions, LLC

F
2 total complaints ↓ falling

MedRecovery Solutions, LLC

B
2 total complaints ↓ falling

If a collector is contacting you in Texas

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Texas names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Texas AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Texas

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Texas Resident

Texas's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Texas attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.