State complaint profile

Debt collection complaints in Texas

172,149 CFPB complaints filed against 2,473 debt collectors active in Texas.

Complaints
172,149
Collectors
2,473
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Texas at a glance

Texas consumers have filed 172,149 CFPB debt-collection complaints against 2,473 collectors.

172,149
CFPB complaints filed
2,473
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Texas

Texas sits near the top of the state complaint ladder at #1 of 56 by absolute CFPB filings (172,149 complaints).

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Texas residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 29

Sorted by most complaints

Thunderbird Collection Specialists, Inc.

F
3 total complaints ↓ falling

Thunderbird Finance Management, LC

B
3 total complaints ↓ falling

Tiempo Finance Company Inc

B
3 total complaints ↓ falling

Titan Solutions Group LLC

C
3 total complaints ↑ rising

Transform Credit Inc.

D
3 total complaints ↑ rising

Triple AC Resolutions

F
3 total complaints ↓ falling

Triton Recovery Group

D
3 total complaints ↑ rising

Tromberg, Miller, Morris & Partners, PLLC

D
3 total complaints ↑ rising

U.S. Auto Credit Corporation

D
3 total complaints ↑ rising

Universal Acceptance Corporation (NE)

B
3 total complaints ↑ rising

United Debt Counselors, LLC

B
3 total complaints ↓ falling

Universal Recovery Corporation

F
3 total complaints ↓ falling

Uptain Group, Inc.

D
3 total complaints ↓ falling

Utah System of Higher Education

B
3 total complaints ↓ falling

Vantage Sourcing, LLC

C
3 total complaints ↓ falling

VeriCore, LLC

C
3 total complaints ↓ falling

Viva Finance Inc.

C
3 total complaints ↑ rising

Voss & Klein, LLC

D
3 total complaints → stable

Walwick, Inc

F
3 total complaints ↓ falling

Wilson, Riley & Associates

F
3 total complaints ↓ falling

Works & Lentz of Tulsa, Inc.

C
3 total complaints ↓ falling

World Recovery Service, LLC

F
3 total complaints ↓ falling

Zendable, Inc.

B
3 total complaints ↑ rising

ZuntaFi Corp

D
3 total complaints ↓ falling

iQuantified Management Services, LLC

C
3 total complaints → stable

1 Stop Money Centers, LLC

F
2 total complaints ↑ rising

8 Investments Corporation dba MediComm

C
2 total complaints ↓ falling

A.C.S. Companies, Inc. I

F
2 total complaints ↓ falling

AAA Auto Title Loans, LLC

C
2 total complaints → stable

ABC Credit & Recovery Services Inc.

B
2 total complaints ↓ falling

AC AutoPay LLC, Denver, CO Branch

D
2 total complaints ↓ falling

AE Tradings Inc

F
2 total complaints ↑ rising

Amron Professional Services

D
2 total complaints ↓ falling

APEX Asset Management, LLC

F
2 total complaints ↓ falling

Apple Recovery, LLC

C
2 total complaints ↓ falling

Automobile Acceptance Corporation

B
2 total complaints → stable

Accelerated Receivables Solutions

C
2 total complaints ↓ falling

Accounts Receivable Services

C
2 total complaints ↓ falling

Acknowledge Debt Resolutions

C
2 total complaints ↓ falling

Adela, Inc

B
2 total complaints ↑ rising

Advanced Recovery Systems, Inc.

D
2 total complaints → stable

Aequitas Capital Opportunities Fund, LP

B
2 total complaints → stable

Affiliated Management Services

C
2 total complaints ↓ falling

Alco Collections, Inc.

D
2 total complaints ↓ falling

Aldridge Pite, LLP

D
2 total complaints ↓ falling

All State Credit Bureau, Inc.

C
2 total complaints → stable

Allied Account Services, Inc.

C
2 total complaints ↓ falling

Allied Capital Management, Inc.

F
2 total complaints ↑ rising

American Capital Enterprises, Inc.

C
2 total complaints ↓ falling

American Credit Adjusters

B
2 total complaints ↓ falling

If a collector is contacting you in Texas

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Texas names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Texas AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Texas

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Texas Resident

Texas's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Texas attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.