What is the most common complaint against Housing & Financial Educator?

The most common issue consumers report about Housing & Financial Educator is "Written notification about debt", specifically "Notification didn't disclose it was an attempt to collect a debt". This is based on 1 complaints filed with the CFPB.

Are complaints against Housing & Financial Educator increasing or decreasing?

Complaints against Housing & Financial Educator are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Housing & Financial Educator's reputation grade?

Housing & Financial Educator has a reputation grade of A (score: 80.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Housing & Financial Educator respond to consumer complaints?

Housing & Financial Educator has a 100% timely response rate to CFPB complaints.

In how many states does Housing & Financial Educator operate?

Housing & Financial Educator has received CFPB complaints from consumers in 1 states, with the most complaints from North Carolina (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Housing & Financial Educator - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade A.

Compiled by PlainCollector

Written notification about debt

1

Data updated September 2026

CFPB complaint disposition

CCDB record housing-financial-educator Housing & Financial Educator

Grade A · 1 CFPB filings · 100% timely · lead issue: Written notification about debt · vol #4875 · compose #471

VOL 1
GRADE A
12MO 0
STATES 1
TIMELY 100%
ISSUE Written notification about…
RANK #4,875
COMPOSE #471

Volume peers

Nearest volume peer: 245 Holdings LLC (1 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Housing & Financial Educator's 1 CFPB complaints sit next to 245 Holdings LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of Housing & Financial Educator's CFPB filings land in North Carolina

High volume does not equal a clean composite: Housing & Financial Educator is volume #4,875 but composite #471, while North Carolina dominates the geography. Corpus placement method.

Dominant state: North Carolina 100.0%; 1 of 1 filings · 1 states touched
Spike month: 2025-03 100.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #4,875 volume; #471 composite; Cleanest-composite ladder is 4,404 places better than volume

How does Housing & Financial Educator compare to its peers?

How does Housing & Financial Educator compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Housing & Financial Ed… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2025-03 2025-03

Issue Detail Breakdown

Issue	Complaints
Written notification about debt	1

Where do complaints against Housing & Financial Educator come from?

Housing & Financial Educator's own per-state count, not a national baseline.

North Carolina

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Housing & Financial Educator: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 1.

4 peers

Know your rights before responding to Housing & Financial Educator: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.