What is the most common complaint against Texan Credit Corporation?

The most common issue consumers report about Texan Credit Corporation is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 21 complaints filed with the CFPB.

Are complaints against Texan Credit Corporation increasing or decreasing?

Complaints against Texan Credit Corporation are rising. The company received 12 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Texan Credit Corporation's reputation grade?

Texan Credit Corporation has a reputation grade of C (score: 58.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Texan Credit Corporation respond to consumer complaints?

Texan Credit Corporation has a 100% timely response rate to CFPB complaints.

In how many states does Texan Credit Corporation operate?

Texan Credit Corporation has received CFPB complaints from consumers in 3 states, with the most complaints from Texas (19 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Texan Credit Corporation - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade C.

Compiled by PlainCollector

Took or threatened to take negative or legal action

9
Communication tactics

5
False statements or representation

3
Attempts to collect debt not owed

2
Threatened to contact someone or share information improperly

2

Data updated September 2026

CFPB complaint disposition

CCDB record texan-credit-corporation Texan Credit Corporation

Grade C · 21 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action · vol #1875 · compose #2655

VOL 21
GRADE C
12MO 12
STATES 3
TIMELY 100%
ISSUE Took or threatened to take…
RANK #1,875
COMPOSE #2,655

Volume peers

Nearest volume peer: A & E Futures LLC (21 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Texan Credit Corporation's 21 CFPB complaints sit next to A & E Futures LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

90.5% of Texan Credit Corporation's CFPB filings land in Texas

High volume does not equal a clean composite: Texan Credit Corporation is volume #1,875 but composite #2,655, while Texas dominates the geography. Corpus placement method.

Dominant state: Texas 90.5%; 19 of 21 filings · 3 states touched
Seasonal peak: 2014-06 12.5%; 8–15% band · 1 filings
Divergent corpus ranks: #1,875 volume; #2,655 composite; Cleanest-composite ladder is 780 places worse than volume

How does Texan Credit Corporation compare to its peers?

How does Texan Credit Corporation compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Texan Credit Corporati… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

90%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-06 2020-06

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	9
Communication tactics	5
False statements or representation	3
Attempts to collect debt not owed	2
Threatened to contact someone or share information improperly	2

Where do complaints against Texan Credit Corporation come from?

Texan Credit Corporation's own per-state count, not a national baseline.

Texas

19
California

1
Florida

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Texan Credit Corporation: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 21.

4 peers

Know your rights before responding to Texan Credit Corporation: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.