State complaint profile

Debt collection complaints in California

112,020 CFPB complaints filed against 2,387 debt collectors active in California.

Complaints
112,020
Collectors
2,387
Top collector
Portfolio Recovery Associates, LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

California at a glance

California consumers have filed 112,020 CFPB debt-collection complaints against 2,387 collectors.

112,020
CFPB complaints filed
2,387
collectors active here
#1
most-complained: Portfolio Recovery Associates, LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in California

California filings are dispersed: the top three collectors hold only 0% of 112,020 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from California residents in this extract is Portfolio Recovery Associates, LLC (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 37

Sorted by most complaints

City National Bank

A
1 total complaints ↓ falling

CLX Systems/ Westwood Management

F
1 total complaints ↓ falling

CMG Financial Services, Inc.

B
1 total complaints → stable

Collection Associates, Ltd.

C
1 total complaints ↓ falling

COLLECTION PROFESSIONALS INC (Illinois)

D
1 total complaints ↓ falling

Collection Services of Athens, Inc.

F
1 total complaints ↓ falling

Congress Collection Corp

C
1 total complaints ↓ falling

Credico. Inc

D
1 total complaints ↓ falling

Credit Bureau of Farmington, Inc

B
1 total complaints ↓ falling

Credit Bureau of Lancaster & Palmdale, a Corporation

A
1 total complaints ↓ falling

Credit Bureau of Lewiston-Clarkston, Inc

C
1 total complaints ↓ falling

Credit Concepts, Inc.

D
1 total complaints ↓ falling

Cresco Capital Inc.

D
1 total complaints → stable

Cactus Jacks Auto Sales

C
1 total complaints ↑ rising

California Enterprise Agencies

A
1 total complaints ↓ falling

Cambrian Group

B
1 total complaints ↑ rising

Campus Student Funding, LLC

F
1 total complaints ↓ falling

Capital Servicing Group

B
1 total complaints ↓ falling

CarFinance Capital LLC, Irvine, CA Branch

B
1 total complaints ↓ falling

CardarelliBridgewaterandAssociates,INC.

F
1 total complaints ↓ falling

Carma Enterprises Inc

B
1 total complaints ↑ rising

Cars America Inc.

F
1 total complaints ↑ rising

Cascade Creditors Service, llc

D
1 total complaints ↓ falling

Cash In Minutes

C
1 total complaints ↓ falling

Cedar Holdings, Inc.

1 total complaints ↑ rising

Central Capital Arbitration Firm, LLC

F
1 total complaints ↓ falling

Central Service Bureau, Inc.

B
1 total complaints ↓ falling

Central States Recovery, Inc.

C
1 total complaints ↓ falling

Century First Credit Solutions

D
1 total complaints → stable

Certified Credit Reporting, Inc.

B
1 total complaints ↓ falling

Certified Recovery Systems, Inc.

C
1 total complaints ↓ falling

Charter Financial Services, Inc.

F
1 total complaints ↓ falling

Cheadle Law Firm

B
1 total complaints ↓ falling

Checkr, Inc

B
1 total complaints ↓ falling

Citizens Debt relief LLC

C
1 total complaints ↓ falling

Claims Recovery Systems, Inc.

F
1 total complaints ↑ rising

Clarity Debt Resolution, Inc

A
1 total complaints ↑ rising

Cloud Willis & Ellis, LLC

D
1 total complaints ↓ falling

Coastal Settlement Recovery Inc.

F
1 total complaints ↓ falling

Coconut Funding Corporation

A
1 total complaints ↓ falling

Cohn & Dussi LLC

B
1 total complaints ↑ rising

Collection Bureau of Fort Walton Beach, Inc

D
1 total complaints ↓ falling

Collection Bureau of Walla Walla

C
1 total complaints ↑ rising

Collection Resources, Inc.

C
1 total complaints ↓ falling

Collection Solutions Inc.

B
1 total complaints ↓ falling

College Assist

A
1 total complaints ↓ falling

College Loan Corporation

D
1 total complaints ↓ falling

Colorado Capital Investments, Inc.

F
1 total complaints ↓ falling

Commerce Home Mortgage, Inc

A
1 total complaints ↓ falling

Commercial Research & Recovery, Inc.

A
1 total complaints ↓ falling

If a collector is contacting you in California

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest California names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official California AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with California

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a California Resident

California's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the California attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.