State complaint profile

Debt collection complaints in California

112,020 CFPB complaints filed against 2,387 debt collectors active in California.

Complaints
112,020
Collectors
2,387
Top collector
Portfolio Recovery Associates, LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

California at a glance

California consumers have filed 112,020 CFPB debt-collection complaints against 2,387 collectors.

112,020
CFPB complaints filed
2,387
collectors active here
#1
most-complained: Portfolio Recovery Associates, LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in California

California filings are dispersed: the top three collectors hold only 0% of 112,020 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from California residents in this extract is Portfolio Recovery Associates, LLC (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 36

Sorted by most complaints

Assets Recovered, LLC

B
1 total complaints ↓ falling

Association Capital Resources, LLC

F
1 total complaints → stable

Atlas Services, Inc.

C
1 total complaints ↓ falling

Auto Trakk, LLC

D
1 total complaints ↓ falling

Automotive Funding Group, Inc

F
1 total complaints ↑ rising

Awar Holding Inc.

F
1 total complaints ↓ falling

Axiom Acquisition Ventures, LLC

C
1 total complaints → stable

B&B Funding, LLC

C
1 total complaints ↓ falling

B-LO LLC

A
1 total complaints ↓ falling

Balanced Healthcare Receivables, LLC

D
1 total complaints → stable

Banco Popular DE Puerto Rico

B
1 total complaints → stable

Bankunited, National Association

B
1 total complaints ↓ falling

BCA Financial Services, Inc.

D
1 total complaints ↓ falling

BCG Equities, LLC

B
1 total complaints ↑ rising

Belmont Finance LLC

C
1 total complaints → stable

BFS Capital Inc.

A
1 total complaints ↓ falling

Bill.com, LLC

B
1 total complaints → stable

BOK Financial Corp

C
1 total complaints ↓ falling

Braufmann, Leighmann & Associates

F
1 total complaints ↓ falling

Budget Control Services, Inc.

D
1 total complaints ↓ falling

Balbec Capital LP

1 total complaints ↑ rising

Barrett Asset Recovery Services, LLC.

A
1 total complaints ↓ falling

Bayview Solutions LLC

D
1 total complaints ↓ falling

Becker and Klein, LLC

F
1 total complaints ↓ falling

Bell Global Services LLC

B
1 total complaints ↓ falling

Bepensa Capital, Inc.

C
1 total complaints → stable

Best Account Receivables Management Solutions, LLC

F
1 total complaints ↑ rising

Betz-Mitchell Associates, Inc.

C
1 total complaints ↓ falling

Blackhawk Network Holdings Inc.

A
1 total complaints ↓ falling

Blitt and Gaines, P.C.

D
1 total complaints → stable

Blueshore Recovery

B
1 total complaints ↓ falling

Bluestein Hirsch and Associates

B
1 total complaints ↓ falling

Borenstein & Associates, LLC

F
1 total complaints ↓ falling

Brelvis Consulting, LLC

A
1 total complaints ↓ falling

Brilliance Credit, LLC

A
1 total complaints ↓ falling

Brown Law, PLLC

B
1 total complaints ↓ falling

Brown Olcott, PLLC

F
1 total complaints ↓ falling

Business Credit Management Associates

B
1 total complaints ↓ falling

Business Financing Corporation

C
1 total complaints ↑ rising

C & S Associates, Inc. dba NCS Credit

B
1 total complaints ↓ falling

C/C Financial

D
1 total complaints → stable

CARD Corporation

A
1 total complaints ↓ falling

Cardinal Financial Company, Limited Partnership

A
1 total complaints ↓ falling

CARS Acquisition, LLC

B
1 total complaints ↑ rising

Carter-Jones Collection Service, Inc

C
1 total complaints ↓ falling

Cathay Bank

A
1 total complaints ↓ falling

CCBA Inc.

F
1 total complaints ↓ falling

CCM Finance LLC

F
1 total complaints ↑ rising

CFS2 Inc.

B
1 total complaints ↓ falling

Christus Health

D
1 total complaints ↑ rising

If a collector is contacting you in California

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest California names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official California AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with California

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a California Resident

California's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the California attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.