State complaint profile

Debt collection complaints in Texas

172,149 CFPB complaints filed against 2,473 debt collectors active in Texas.

Complaints
172,149
Collectors
2,473
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Texas at a glance

Texas consumers have filed 172,149 CFPB debt-collection complaints against 2,473 collectors.

172,149
CFPB complaints filed
2,473
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Texas

Texas sits near the top of the state complaint ladder at #1 of 56 by absolute CFPB filings (172,149 complaints).

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Texas residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 46

Sorted by most complaints

Northern Resolution Services

B
1 total complaints ↓ falling

Northwest Trustee Services, Inc.

B
1 total complaints ↓ falling

Novea Portfolio Management LLC

D
1 total complaints ↓ falling

Nu World Title, LLC

C
1 total complaints ↓ falling

OUT Tech, Inc.

C
1 total complaints → stable

Oakridge Direct Solutions Inc.

F
1 total complaints ↓ falling

Occupational Management Group, LLC

A
1 total complaints ↓ falling

Office of Brockman & Rollins, LLC

B
1 total complaints ↓ falling

On-Site Manager, Inc.

F
1 total complaints ↓ falling

Opportunity Fund

C
1 total complaints ↑ rising

Orbita Asset Purchasing

B
1 total complaints ↑ rising

Ostarch Hilmy & McCauley, PLLC

A
1 total complaints ↓ falling

Owl Bridge Credit LLC

1 total complaints ↑ rising

Pacific Capital Exchange

D
1 total complaints ↓ falling

PASCO, Inc

F
1 total complaints ↓ falling

PC Legal Services, LLC

F
1 total complaints ↓ falling

People's United Bank, National Association

B
1 total complaints ↓ falling

Pleasant Valley Home Mortgage

F
1 total complaints ↑ rising

PMR Progressive, LLC

F
1 total complaints ↓ falling

PRA LAW Firm

F
1 total complaints ↑ rising

Primelending, a Plainscapital Company

A
1 total complaints ↓ falling

PRO Consulting Services, Inc.

B
1 total complaints ↓ falling

Propel Financial Services LLC

F
1 total complaints ↑ rising

Prosper First Funding Corporation

F
1 total complaints ↑ rising

Prosperity Bancshares, Inc.

A
1 total complaints ↓ falling

Pacific Home Loans, Inc

F
1 total complaints ↓ falling

Pacific Union Financial, LLC

A
1 total complaints ↓ falling

Pagliaro Inc. dba Collection Associates

F
1 total complaints ↑ rising

Pan Am Collections, Inc.

C
1 total complaints ↓ falling

Panhandle-Plains Student Finance Corporation

A
1 total complaints ↓ falling

Paragon Subrogation Services, Inc

F
1 total complaints ↓ falling

Park Hill Holdings

B
1 total complaints ↓ falling

Parlanti & Cooperman, LLP

F
1 total complaints ↓ falling

Parnell & Parnell, PA

C
1 total complaints ↓ falling

Patient Account Services, LLC

D
1 total complaints ↓ falling

Paul Michael Marketing Service

C
1 total complaints ↓ falling

Peerless Credit Services Inc

C
1 total complaints ↓ falling

People's Finance Co

F
1 total complaints ↑ rising

Performance Settlement, LLC

F
1 total complaints ↓ falling

Portfolio Investment Exchange, Inc.

F
1 total complaints ↓ falling

Portland Credit Inc

D
1 total complaints ↓ falling

Post Lake Lending Inc.

C
1 total complaints ↑ rising

Precision Capital Mediation

F
1 total complaints ↓ falling

Preferred Collection and Management, Inc.

D
1 total complaints ↓ falling

Premier Auto Credit

C
1 total complaints ↑ rising

Premier Recovery Services, LLC

B
1 total complaints ↓ falling

Preston Clark & Quinn

B
1 total complaints ↓ falling

Professional Collection Company

C
1 total complaints ↓ falling

Professional Collectors Corp.

D
1 total complaints ↑ rising

Professional Service Bureau

B
1 total complaints ↓ falling

If a collector is contacting you in Texas

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Texas names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Texas AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Texas

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Texas Resident

Texas's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Texas attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.