What is the most common complaint against Prosper First Funding Corporation?

The most common issue consumers report about Prosper First Funding Corporation is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 4 complaints filed with the CFPB.

Are complaints against Prosper First Funding Corporation increasing or decreasing?

Complaints against Prosper First Funding Corporation are rising. The company received 4 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Prosper First Funding Corporation's reputation grade?

Prosper First Funding Corporation has a reputation grade of F (score: 34.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Prosper First Funding Corporation respond to consumer complaints?

Prosper First Funding Corporation has a 0% timely response rate to CFPB complaints.

In how many states does Prosper First Funding Corporation operate?

Prosper First Funding Corporation has received CFPB complaints from consumers in 4 states, with the most complaints from Maryland (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Prosper First Funding Corporation - Debt Collector Complaint Profile

CFPB complaint profile across 4 states, reputation grade F.

Compiled by PlainCollector

Took or threatened to take negative or legal action

3
Communication tactics

1

Data updated September 2026

CFPB complaint disposition

CCDB record prosper-first-funding-corporation Prosper First Funding Corporation

Grade F · 4 CFPB filings · 0% timely · lead issue: Took or threatened to take negative or legal action · vol #3473 · compose #5139

VOL 4
GRADE F
12MO 4
STATES 4
TIMELY 0%
ISSUE Took or threatened to take…
RANK #3,473
COMPOSE #5,139

Volume peers

Nearest volume peer: 90 Day Credit Experts (4 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Prosper First Funding Corporation's 4 CFPB complaints sit next to 90 Day Credit Experts on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Maryland is the plurality state for Prosper First Funding Corporation (25.0%)

The 2025-08 spike coincides with a 1,666-place gap between volume rank #3,473 and composite #5,139. Corpus placement method.

Plurality state: Maryland 25.0%; Mid-band (15–30%) · 4 states with ≥1 filing
Spike month: 2025-08 19.0%; 4 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,473 volume; #5,139 composite; Cleanest-composite ladder is 1,666 places worse than volume

How does Prosper First Funding Corporation compare to its peers?

How does PROSPER FIRST FUNDING CORPORATION compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

PROSPER FIRST FUNDING … National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-01 2026-01

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	3
Communication tactics	1

Where do complaints against Prosper First Funding Corporation come from?

Prosper First Funding Corporation's own per-state count, not a national baseline.

Maryland

1
Pennsylvania

1
Texas

1
Wisconsin

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Prosper First Funding Corporation: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 4.

4 peers

Know your rights before responding to Prosper First Funding Corporation: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.