What is the most common complaint against Pagliaro Inc. dba Collection Associates?

The most common issue consumers report about Pagliaro Inc. dba Collection Associates is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 2 complaints filed with the CFPB.

Are complaints against Pagliaro Inc. dba Collection Associates increasing or decreasing?

Complaints against Pagliaro Inc. dba Collection Associates are rising. The company received 1 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Pagliaro Inc. dba Collection Associates's reputation grade?

Pagliaro Inc. dba Collection Associates has a reputation grade of F (score: 39.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Pagliaro Inc. dba Collection Associates respond to consumer complaints?

Pagliaro Inc. dba Collection Associates has a 0% timely response rate to CFPB complaints.

In how many states does Pagliaro Inc. dba Collection Associates operate?

Pagliaro Inc. dba Collection Associates has received CFPB complaints from consumers in 2 states, with the most complaints from Massachusetts (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Pagliaro Inc. dba Collection Associates - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade F.

Compiled by PlainCollector

Took or threatened to take negative or legal action

2

Data updated September 2026

CFPB complaint disposition

CCDB record pagliaro-inc-dba-collection-associates Pagliaro Inc. dba Collection Associates

Grade F · 2 CFPB filings · 0% timely · lead issue: Took or threatened to take negative or legal action · vol #4248 · compose #4926

VOL 2
GRADE F
12MO 1
STATES 2
TIMELY 0%
ISSUE Took or threatened to take…
RANK #4,248
COMPOSE #4,926

Volume peers

Nearest volume peer: 1 Auto Finance, Inc. (2 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Pagliaro Inc. dba Collection Associates's 2 CFPB complaints sit next to 1 Auto Finance, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

50.0% of Pagliaro Inc. dba Collection Associates's CFPB filings land in Massachusetts

High volume does not equal a clean composite: Pagliaro Inc. dba Collection Associates is volume #4,248 but composite #4,926, while Massachusetts dominates the geography. Corpus placement method.

Dominant state: Massachusetts 50.0%; 1 of 2 filings · 2 states touched
Spike month: 2019-06 100.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #4,248 volume; #4,926 composite; Cleanest-composite ladder is 678 places worse than volume

How does Pagliaro Inc. dba Collection Associates compare to its peers?

How does Pagliaro Inc. dba Collection Associates compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Pagliaro Inc. dba Coll… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2019-06 2019-06

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	2

Where do complaints against Pagliaro Inc. dba Collection Associates come from?

Pagliaro Inc. dba Collection Associates's own per-state count, not a national baseline.

Massachusetts

1
Texas

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Pagliaro Inc. dba Collection Associates: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 2.

4 peers

Know your rights before responding to Pagliaro Inc. dba Collection Associates: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.