What is the most common complaint against Dave Operating, LLC?

The most common issue consumers report about Dave Operating, LLC is "Attempts to collect debt not owed". This is based on 6 complaints filed with the CFPB.

Are complaints against Dave Operating, LLC increasing or decreasing?

Complaints against Dave Operating, LLC are rising. The company received 2 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Dave Operating, LLC's reputation grade?

Dave Operating, LLC has a reputation grade of B (score: 66.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Dave Operating, LLC respond to consumer complaints?

Dave Operating, LLC has a 100% timely response rate to CFPB complaints.

In how many states does Dave Operating, LLC operate?

Dave Operating, LLC has received CFPB complaints from consumers in 6 states, with the most complaints from Alabama (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Dave Operating, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 6 states, reputation grade B.

Compiled by PlainCollector

Attempts to collect debt not owed

2
False statements or representation

2
Took or threatened to take negative or legal action

1
Electronic communications

1

Data updated September 2026

CFPB complaint disposition

CCDB record dave-operating-llc Dave Operating, LLC

Grade B · 6 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #2941 · compose #1674

VOL 6
GRADE B
12MO 2
STATES 6
TIMELY 100%
ISSUE Attempts to collect debt n…
RANK #2,941
COMPOSE #1,674

Volume peers

Nearest volume peer: 1 Stop Money Centers, LLC (6 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Dave Operating, LLC's 6 CFPB complaints sit next to 1 Stop Money Centers, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Alabama is the plurality state for Dave Operating, LLC (16.7%)

Volume rank #2,941 and composite rank #1,674 diverge by 1,267 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Alabama 16.7%; Mid-band (15–30%) · 6 states with ≥1 filing
Seasonal peak: 2019-06 12.5%; 8–15% band · 1 filings
Divergent corpus ranks: #2,941 volume; #1,674 composite; Cleanest-composite ladder is 1,267 places better than volume

How does Dave Operating, LLC compare to its peers?

How does Dave Operating, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Dave Operating, LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2019-06 2025-08

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	2
False statements or representation	2
Took or threatened to take negative or legal action	1
Electronic communications	1

Where do complaints against Dave Operating, LLC come from?

Dave Operating, LLC's own per-state count, not a national baseline.

Alabama

1
Colorado

1
Illinois

1
New York

1
Tennessee

1
Texas

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Dave Operating, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 6.

4 peers

Know your rights before responding to Dave Operating, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.