State complaint profile

Debt collection complaints in Texas

172,149 CFPB complaints filed against 2,473 debt collectors active in Texas.

Complaints
172,149
Collectors
2,473
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Texas at a glance

Texas consumers have filed 172,149 CFPB debt-collection complaints against 2,473 collectors.

172,149
CFPB complaints filed
2,473
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Texas

Texas sits near the top of the state complaint ladder at #1 of 56 by absolute CFPB filings (172,149 complaints).

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Texas residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 41

Sorted by most complaints

FactorTrust, Inc.

B
1 total complaints ↓ falling

Family Choice Financial, Inc.

B
1 total complaints ↑ rising

Fendelman & Associates, LLC

B
1 total complaints ↓ falling

Fidelity Properties Inc.

D
1 total complaints → stable

Fidem Baltimore Holdings LLC

A
1 total complaints ↑ rising

Filaport Acquisitions

C
1 total complaints ↓ falling

Filings and Claims Inc.

B
1 total complaints ↓ falling

Finance System of Toledo, Inc.

D
1 total complaints ↓ falling

Financial Freedom Group, LLC

C
1 total complaints ↑ rising

Financial Network Recovery Inc

B
1 total complaints ↑ rising

Financial Recovery Group

F
1 total complaints ↓ falling

Financial Service Center of Ohio, LLC

A
1 total complaints → stable

Financial Solutions of America Inc.

F
1 total complaints ↓ falling

Finular Group, Inc.

F
1 total complaints ↓ falling

First Associates Loan Servicing LLC

C
1 total complaints ↓ falling

First Class Autos Inc

F
1 total complaints ↑ rising

First Help Financial, LLC

B
1 total complaints ↑ rising

First Recovery Solutions, Inc.

F
1 total complaints ↓ falling

First Reliance Holdings LLC

C
1 total complaints ↓ falling

First Service Residential, Nevada, LLC

C
1 total complaints ↓ falling

FirstCollect, Inc.

B
1 total complaints ↓ falling

Flat Six Holdings Inc.

C
1 total complaints ↓ falling

Foreman Financial Inc.

F
1 total complaints ↓ falling

Four Directions Lending LLC

B
1 total complaints ↓ falling

FourLeaf Federal Credit Union

C
1 total complaints ↑ rising

Franks Adjustment Bureau, Inc.

B
1 total complaints ↓ falling

Frederick J. Hanna & Associates, P.C. (closed)

D
1 total complaints ↓ falling

Freeway Funding, Inc.

C
1 total complaints ↑ rising

Fridge & Resendez, P.C.

A
1 total complaints ↓ falling

Fulkerson Wing, P.C.

A
1 total complaints ↓ falling

Full Circle Financial Services, LLC

B
1 total complaints ↓ falling

Funding Metrics LLC

B
1 total complaints ↑ rising

Fundo LLC

D
1 total complaints ↑ rising

G.R.S Holdings, Inc

A
1 total complaints ↓ falling

GCFS, Inc.

C
1 total complaints ↓ falling

Gemini Capital Group, LLC

B
1 total complaints ↓ falling

General Business Recoveries, Inc.

F
1 total complaints ↓ falling

GF SunStrong Management Holdings, LLC

1 total complaints ↑ rising

GFS, Inc.

C
1 total complaints → stable

Gold KEY Credit, Inc.

D
1 total complaints ↓ falling

Golden 1 Credit Union, the

D
1 total complaints ↑ rising

Greenstate Credit Union

C
1 total complaints ↑ rising

Gallatin Valley Financial

F
1 total complaints ↑ rising

Gary L. Brueggeman, Attorney at Law

B
1 total complaints ↓ falling

General Collection Co.

A
1 total complaints ↓ falling

General Credit Services

B
1 total complaints ↓ falling

General Recovery Services of WV, Inc.

F
1 total complaints ↑ rising

Genpact Limited

B
1 total complaints ↓ falling

Giact Systems, LLC

A
1 total complaints ↓ falling

Glennon Law Firm, LLC

C
1 total complaints → stable

If a collector is contacting you in Texas

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Texas names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Texas AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Texas

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Texas Resident

Texas's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Texas attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.