State complaint profile

Debt collection complaints in Florida

124,524 CFPB complaints filed against 2,279 debt collectors active in Florida.

Complaints
124,524
Collectors
2,279
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Florida at a glance

Florida consumers have filed 124,524 CFPB debt-collection complaints against 2,279 collectors.

124,524
CFPB complaints filed
2,279
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Florida

Florida filings are dispersed: the top three collectors hold only 0% of 124,524 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Florida residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 44

Sorted by most complaints

SOP Pioneer Partners LP

C
1 total complaints ↑ rising

Southwest Collection Services Inc.

D
1 total complaints ↓ falling

Steward Financial Services LLC

F
1 total complaints ↓ falling

Student Assistance Foundation

B
1 total complaints ↓ falling

Safe Financial Group LLC

A
1 total complaints ↓ falling

Saturn Systems, Inc

C
1 total complaints ↑ rising

Schachter Portnoy, L.L.C.

B
1 total complaints ↓ falling

Schrier, Tolin and Wagman, LLC

F
1 total complaints ↑ rising

Scott Lowery Law Office, P.C.

B
1 total complaints ↓ falling

Searay Portfolio Management

C
1 total complaints ↓ falling

Secured Resolutions, LLC

D
1 total complaints ↓ falling

Securus J Holdings, LLC

B
1 total complaints ↓ falling

Selip & Stylianou, LLP

D
1 total complaints ↓ falling

Sensible Auto Lending, LLC

D
1 total complaints ↑ rising

Sharinn & Lipshie, P.C.

B
1 total complaints ↓ falling

Shnayder Law Firm LLC

A
1 total complaints ↑ rising

Snow and Sauerteig LLP

C
1 total complaints ↓ falling

Sonnenschein Financial Services, Inc.

B
1 total complaints ↓ falling

Sound Collection Services

C
1 total complaints → stable

South East Collection Specialist

F
1 total complaints ↑ rising

South West Recovery Inc (CA)

F
1 total complaints ↓ falling

Southern Credit Adjusters, Inc.

B
1 total complaints ↓ falling

Southern Credit Recovery, Inc.

D
1 total complaints ↓ falling

Southern Financial Systems, Inc.

C
1 total complaints ↑ rising

Southwest Acceptance Finance Co

D
1 total complaints ↓ falling

Sparrow Financial, Inc.

D
1 total complaints ↑ rising

Special Financing Company, LLC

B
1 total complaints ↑ rising

Specialized Management Services, Inc.

C
1 total complaints ↓ falling

Specified Credit Association, Inc.

C
1 total complaints ↓ falling

SpeedyCash, Inc.

A
1 total complaints ↓ falling

Statewide Credit Services Corp.

B
1 total complaints → stable

Sterling Credit Corp.

F
1 total complaints ↓ falling

Sterling Infosystems Inc.

A
1 total complaints ↑ rising

Stern & Stern. P.C.

B
1 total complaints ↓ falling

Stevens Business Service, Inc.

C
1 total complaints ↓ falling

Student Loan Debt Agency

F
1 total complaints ↓ falling

Students Come First

F
1 total complaints ↓ falling

Sunset Solutions Group, LLC

F
1 total complaints ↓ falling

Systematic National Collection, Inc.

D
1 total complaints ↓ falling

TDS Financial LLC

F
1 total complaints ↓ falling

TFS Financial Corporation

D
1 total complaints ↓ falling

Toledo Finance Corporation

D
1 total complaints ↑ rising

Triad Financial Services, Inc.

B
1 total complaints ↓ falling

Trustmark Corporation

B
1 total complaints ↑ rising

Taurus Law Group, P.C.

B
1 total complaints ↓ falling

Taylor Pigue Marchetti & Blair, PLLC

C
1 total complaints ↓ falling

Tenaglia & Hunt, PA

F
1 total complaints ↑ rising

Texan Credit Corporation

C
1 total complaints ↑ rising

Thaddeus Bechtle Attorney at Law, LPC

C
1 total complaints ↑ rising

The Cadle Company

B
1 total complaints ↑ rising

If a collector is contacting you in Florida

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Florida names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Florida AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Florida

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Florida Resident

Florida's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Florida attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.