State complaint profile

Debt collection complaints in Florida

124,524 CFPB complaints filed against 2,279 debt collectors active in Florida.

Complaints
124,524
Collectors
2,279
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Florida at a glance

Florida consumers have filed 124,524 CFPB debt-collection complaints against 2,279 collectors.

124,524
CFPB complaints filed
2,279
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Florida

Florida filings are dispersed: the top three collectors hold only 0% of 124,524 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Florida residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 45

Sorted by most complaints

The Capital Good Fund

B
1 total complaints ↓ falling

The Collection Bureau Inc.

D
1 total complaints ↓ falling

The Commercial Collection Corporation of New York, Inc.

C
1 total complaints → stable

The LGM Co., Inc.

C
1 total complaints ↓ falling

The Minacs Group (USA) Inc.

D
1 total complaints ↓ falling

The Nguyen Law Firm, PLC

B
1 total complaints ↓ falling

The Wilhelm Law Group, LLC

F
1 total complaints ↓ falling

Thornton Mortgage Inc.

F
1 total complaints ↑ rising

Thunderbird Collection Specialists, Inc.

F
1 total complaints ↓ falling

Tidalwave Finance Corporation

C
1 total complaints ↓ falling

Tier Capital, LLC

A
1 total complaints ↑ rising

Time Investment Company, Inc.

B
1 total complaints ↓ falling

Titan Receivables, Inc.

B
1 total complaints ↓ falling

Titan Revenue Solutions

C
1 total complaints ↓ falling

TomoCredit Inc.

C
1 total complaints ↑ rising

Tormey Bewley Corporation

C
1 total complaints ↓ falling

Total Financial Services, Inc

B
1 total complaints ↑ rising

Toyota Credit De Puerto Rico Corp.

A
1 total complaints ↓ falling

Tpls, Inc dba Auto Master

A
1 total complaints ↓ falling

Trademark Management Solutions, LLC.

C
1 total complaints ↓ falling

TriPoint Lending, LLC

A
1 total complaints ↓ falling

Tritium Card Services, Inc., Naples, FL Branch

F
1 total complaints ↓ falling

Trojan Professional Services, Inc.

C
1 total complaints ↓ falling

Trust Financial LLC

D
1 total complaints → stable

United Student Loan Solutions

B
1 total complaints ↓ falling

Universal Collection Systems, Inc

B
1 total complaints → stable

Unified Global Solutions LLC

C
1 total complaints ↓ falling

Union Adjustment Company, Inc.

C
1 total complaints ↓ falling

United Acceptance Inc.

C
1 total complaints ↓ falling

United Check Recovery, LLC

F
1 total complaints ↓ falling

United Collection Service Inc (Closed)

F
1 total complaints ↓ falling

United Debt Counselors, LLC

B
1 total complaints ↓ falling

United Recovery Solutions

F
1 total complaints ↓ falling

United Revenue Collection Service

C
1 total complaints → stable

United Shore Financial Services, LLC

D
1 total complaints ↑ rising

Universal Credit Services, Inc

D
1 total complaints ↓ falling

Universal Envoy Corporation

D
1 total complaints ↓ falling

Utah Billing & Recovery Services

B
1 total complaints ↓ falling

Valley National Bancorp

F
1 total complaints → stable

Vanguard Funding LLC

F
1 total complaints ↓ falling

Veldos, LLC

B
1 total complaints ↓ falling

Vericheck

F
1 total complaints ↑ rising

Vermont Student Assistance Corporation

A
1 total complaints ↓ falling

Viceroy, Inc.

A
1 total complaints ↓ falling

Vis Law, LLC

C
1 total complaints ↓ falling

Visio Financial Services Inc.

F
1 total complaints ↓ falling

Vision Financial Services, Inc.

D
1 total complaints ↓ falling

WALDEN ASSET MANAGEMENT LLC (Closed)

C
1 total complaints ↓ falling

WD Global Group, LLC

F
1 total complaints ↓ falling

Western Control Services, Inc.

C
1 total complaints ↓ falling

If a collector is contacting you in Florida

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Florida names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Florida AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Florida

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Florida Resident

Florida's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Florida attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.