State complaint profile

Debt collection complaints in Florida

124,524 CFPB complaints filed against 2,279 debt collectors active in Florida.

Complaints
124,524
Collectors
2,279
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Florida at a glance

Florida consumers have filed 124,524 CFPB debt-collection complaints against 2,279 collectors.

124,524
CFPB complaints filed
2,279
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Florida

Florida filings are dispersed: the top three collectors hold only 0% of 124,524 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Florida residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 43

Sorted by most complaints

Protocol Recovery Service, Inc.

C
1 total complaints ↓ falling

PulteGroup, Inc.

C
1 total complaints → stable

QC Holdings Inc

C
1 total complaints → stable

Quantum3 Group, LLC

B
1 total complaints → stable

Quick Debt Services LLC

F
1 total complaints ↑ rising

R&R Professional Recovery, Inc.

C
1 total complaints ↓ falling

Range Credit Bureau Inc

C
1 total complaints ↓ falling

Rayboun Mulligan, PLLC

A
1 total complaints ↓ falling

RC Willey

D
1 total complaints ↑ rising

RGL Associates, Inc.

B
1 total complaints ↓ falling

RMI Services, LLC

D
1 total complaints ↓ falling

RNN Group, Inc

F
1 total complaints ↓ falling

ROAD Auto Finance, LLC

B
1 total complaints ↑ rising

Rupp and Associates, Inc.

B
1 total complaints ↑ rising

Ragan & Ragan, PC

F
1 total complaints ↓ falling

Rapid Auto Loans LLC

F
1 total complaints → stable

Reach Financial LLC

C
1 total complaints ↑ rising

Receivable Collection Services, LLC

F
1 total complaints ↓ falling

Receivable Solutions LLC

D
1 total complaints ↑ rising

Receivables Management Associates

B
1 total complaints ↓ falling

Red Cedar Services, Inc

B
1 total complaints ↓ falling

Regional Credit Solutions

D
1 total complaints ↓ falling

Regional Recovery Services

F
1 total complaints ↓ falling

Reliable Credit Association, Inc.

B
1 total complaints ↑ rising

Reliance Exchange Group

D
1 total complaints ↓ falling

Reliant Financial Corporation

D
1 total complaints → stable

Renton Collections Inc.

F
1 total complaints ↓ falling

RevSolve, Inc.

D
1 total complaints ↓ falling

Revenue Assurance Professionals LLC

C
1 total complaints ↓ falling

Revenue Cycle Management Corp

B
1 total complaints → stable

Revenue Enterprises, LLC

D
1 total complaints → stable

Richard P. Joblove, P.A.

C
1 total complaints ↓ falling

Richard Sokoloff, Attorney At Law

F
1 total complaints ↓ falling

Ridgeway Advisory Group LLC

B
1 total complaints ↓ falling

Rithm Capital Corp.

A
1 total complaints ↑ rising

Roach & Murtha, P.C.

C
1 total complaints ↓ falling

Robert Morgan Group Inc

A
1 total complaints ↓ falling

Roberts Law, LLC

F
1 total complaints ↓ falling

Robinson & Hoover

C
1 total complaints ↑ rising

Robinson Economic Development Corporation

B
1 total complaints ↑ rising

Rodenburg LLP

D
1 total complaints → stable

Rossman & Co & PCB

F
1 total complaints ↓ falling

S & S Recovery, Inc.

D
1 total complaints ↑ rising

S&S Physician Services, Inc.

D
1 total complaints ↓ falling

Schoolsfirst Federal Credit Union

B
1 total complaints ↑ rising

Seacoast Banking Corporation of Florida

A
1 total complaints ↓ falling

SFS, Inc

B
1 total complaints ↓ falling

Sharp Collections, Inc

A
1 total complaints ↓ falling

Simmons First National Corporation

C
1 total complaints → stable

SL Finance LLC

C
1 total complaints ↓ falling

If a collector is contacting you in Florida

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Florida names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Florida AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Florida

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Florida Resident

Florida's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Florida attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.