State complaint profile

Debt collection complaints in Florida

124,524 CFPB complaints filed against 2,279 debt collectors active in Florida.

Complaints
124,524
Collectors
2,279
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Florida at a glance

Florida consumers have filed 124,524 CFPB debt-collection complaints against 2,279 collectors.

124,524
CFPB complaints filed
2,279
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Florida

Florida filings are dispersed: the top three collectors hold only 0% of 124,524 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Florida residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 39

Sorted by most complaints

Hodosh, Lyon & Hammer, PC

B
1 total complaints → stable

Hollander, Goode & Lopez, PLLC

F
1 total complaints ↓ falling

HomeServices of Iowa

F
1 total complaints ↑ rising

Hughes Finance

F
1 total complaints ↑ rising

Hunt & Henriques

D
1 total complaints → stable

I. C. Unlimited, Inc.

A
1 total complaints ↓ falling

Immediate Recovery Group, Inc

F
1 total complaints ↓ falling

Integra Servicing, LLC

C
1 total complaints ↑ rising

Intercontinental Exchange, Inc.

B
1 total complaints → stable

Isis Security Information Systems Inc.

C
1 total complaints ↓ falling

Icon Equities, LLC

C
1 total complaints ↓ falling

Ignite Revenue, Inc.

F
1 total complaints ↑ rising

Illinois Collection Service, Inc.

D
1 total complaints ↓ falling

Improved Data Services LLC

D
1 total complaints ↓ falling

Innovative Collections, LLC

F
1 total complaints → stable

Innovative Credit Solutions

D
1 total complaints ↓ falling

Insight Management Partners, LLC

D
1 total complaints ↓ falling

Insight One Solutions, LLC

B
1 total complaints ↓ falling

Integrity Asset Partners, Ltd.

C
1 total complaints ↓ falling

Island Finance Puerto Rico

C
1 total complaints → stable

J. Ritter Law P.C.

C
1 total complaints ↓ falling

J. Scott Watson

F
1 total complaints ↓ falling

JAN (LendUSA) Holdings, Inc.

F
1 total complaints ↑ rising

JB Motors LLC

A
1 total complaints ↓ falling

JMD,LLC

C
1 total complaints ↓ falling

Jacobs, Marsh LLC

D
1 total complaints ↓ falling

Javitch, Block & Rathbone LLC

D
1 total complaints → stable

Jeffrey G. Lerman, P.C.

D
1 total complaints ↓ falling

Jerold Kaplan Law Office, P.C.

B
1 total complaints ↓ falling

John C. Bonewicz, P.C.

C
1 total complaints ↓ falling

John F. Hayter, Attorney At Law, P.A.

C
1 total complaints ↓ falling

Jomax, LLC

F
1 total complaints ↓ falling

Jonathan Neil & Associates, Inc

D
1 total complaints ↓ falling

Joseph M. Tobin, PC

C
1 total complaints ↓ falling

Kadent Corporation

F
1 total complaints ↓ falling

Kansas Counselors, Inc.

D
1 total complaints ↓ falling

Katie Stylianou, P.C.

1 total complaints ↑ rising

Keith A. Ringelspaugh, P.A.

A
1 total complaints ↓ falling

Kelsting Group, Inc.

D
1 total complaints ↓ falling

Kingston Mediation Services

C
1 total complaints ↓ falling

Kirkland Financial LLC

A
1 total complaints ↓ falling

Kirschenbaum & Phillips P.C

D
1 total complaints ↓ falling

Klima, Peters & Daly, P.A.

C
1 total complaints → stable

Kross, Lieberman & Stone, Inc.

F
1 total complaints ↓ falling

Lake Michigan Credit Union

B
1 total complaints ↑ rising

Land Home Financial Services

A
1 total complaints ↓ falling

Lawgix Lawyers, LLC

B
1 total complaints ↓ falling

Lending Company, Inc., the

D
1 total complaints ↓ falling

Loan to Learn

B
1 total complaints ↓ falling

Lake Area Collections, LLC

D
1 total complaints ↓ falling

If a collector is contacting you in Florida

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Florida names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Florida AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Florida

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Florida Resident

Florida's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Florida attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.