State complaint profile

Debt collection complaints in Florida

124,524 CFPB complaints filed against 2,279 debt collectors active in Florida.

Complaints
124,524
Collectors
2,279
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Florida at a glance

Florida consumers have filed 124,524 CFPB debt-collection complaints against 2,279 collectors.

124,524
CFPB complaints filed
2,279
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Florida

Florida filings are dispersed: the top three collectors hold only 0% of 124,524 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Florida residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 38

Sorted by most complaints

Foursight Holding LLC

C
1 total complaints ↓ falling

Franklin Cohen and Allbright Arbitrations LLC

D
1 total complaints ↓ falling

Fuel Capital Group

D
1 total complaints ↑ rising

Full Circle Financial Services, LLC

B
1 total complaints ↓ falling

G. Reynolds Sims & Associates, P. C.

B
1 total complaints ↓ falling

Gateway First Bank

D
1 total complaints ↑ rising

GCFS, Inc.

C
1 total complaints ↓ falling

Generation Mortgage Company

A
1 total complaints ↓ falling

GF SunStrong Management Holdings, LLC

1 total complaints ↑ rising

GFS II, LLC

F
1 total complaints → stable

Greatamerica Financial Services Corp.

1 total complaints ↑ rising

Greenstate Credit Union

C
1 total complaints ↑ rising

Guardian Capital Management Hawaii, LLC

C
1 total complaints → stable

Garner & Conner, PLLC

C
1 total complaints ↓ falling

General Collections & Recoveries, Inc.

C
1 total complaints ↓ falling

Genpact Limited

B
1 total complaints ↓ falling

Gerard Services, Inc.

A
1 total complaints ↓ falling

Glasser and Glasser, PLC

C
1 total complaints → stable

Glenn Associates, Inc.

A
1 total complaints ↓ falling

Global Payments Check Services, Inc.

C
1 total complaints ↓ falling

Global Recovery Solutions

F
1 total complaints ↓ falling

Global Resolution Group, LLC

D
1 total complaints ↓ falling

Global United Arbitration LLC

C
1 total complaints ↓ falling

Goldstein, Cruise and Smith LLC

F
1 total complaints ↓ falling

Good Funding, LLC

A
1 total complaints ↓ falling

Gordon, Aylworth & Tami, P.C.

D
1 total complaints → stable

Gragil Associates, Inc.

F
1 total complaints ↓ falling

Grain Technology, Inc.

D
1 total complaints ↓ falling

Great Lakes Entities

C
1 total complaints ↑ rising

Green & Sons Agency, Inc.

F
1 total complaints → stable

Green Mountain Capital, LLC

F
1 total complaints ↓ falling

Greenback Recovery Group, LLC

F
1 total complaints ↓ falling

Greentree & Associates

F
1 total complaints ↓ falling

Gregg M. Horowitz, P.A

A
1 total complaints ↓ falling

Greystone Alliance LLC

D
1 total complaints ↓ falling

Guidiville Indian Rancheria

C
1 total complaints ↓ falling

Gurstel Law Firm, P.C.

D
1 total complaints → stable

Harris, Klein Associaties, Inc.

C
1 total complaints ↓ falling

Higher Education Student Assistance Authority (Hesaa)

B
1 total complaints ↓ falling

HIGHLAND FINANCIAL SERVICES (Closed)

F
1 total complaints ↓ falling

Home Financing Center

A
1 total complaints ↓ falling

Huelson LAW Firm, LLC

F
1 total complaints ↓ falling

Harrington Law Firm, P.C.

F
1 total complaints ↑ rising

Harrison Financial, LLC

F
1 total complaints ↑ rising

Hawes Klein LLC

F
1 total complaints → stable

Healthcare Financial Services, LLC

C
1 total complaints ↓ falling

Heights Finance LLC

A
1 total complaints ↑ rising

Hidden Oak Group, Inc.

C
1 total complaints ↓ falling

High Performance Capital

F
1 total complaints → stable

Higher Education Servicing Corporation, Inc.

A
1 total complaints ↓ falling

If a collector is contacting you in Florida

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Florida names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Florida AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Florida

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Florida Resident

Florida's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Florida attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.