What is the most common complaint against Joseph M. Tobin, PC?

The most common issue consumers report about Joseph M. Tobin, PC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 17 complaints filed with the CFPB.

Are complaints against Joseph M. Tobin, PC increasing or decreasing?

Complaints against Joseph M. Tobin, PC are falling. The company received 2 complaints in the last 12 months, showing improvement over prior periods.

What is Joseph M. Tobin, PC's reputation grade?

Joseph M. Tobin, PC has a reputation grade of C (score: 60.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Joseph M. Tobin, PC respond to consumer complaints?

Joseph M. Tobin, PC has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 40% of cases.

In how many states does Joseph M. Tobin, PC operate?

Joseph M. Tobin, PC has received CFPB complaints from consumers in 2 states, with the most complaints from Connecticut (16 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Joseph M. Tobin, PC - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

6
Took or threatened to take negative or legal action

4
Written notification about debt

2
Communication tactics

1
Cont'd attempts collect debt not owed

1
Disclosure verification of debt

1

Data updated September 2026

CFPB complaint disposition

CCDB record joseph-m-tobin-pc Joseph M. Tobin, PC

Grade C · 17 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #2040 · compose #2260

VOL 17
GRADE C
12MO 2
STATES 2
TIMELY 100%
DISPUTE 40%
ISSUE Attempts to collect debt n…
RANK #2,040
COMPOSE #2,260

Volume peers

Nearest volume peer: A/R Concepts, Inc. (17 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Joseph M. Tobin, PC's 17 CFPB complaints sit next to A/R Concepts, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

94.1% of Joseph M. Tobin, PC's CFPB filings land in Connecticut

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state: Connecticut 94.1%; 16 of 17 filings · 2 states touched
Seasonal peak: 2025-07 13.6%; 8–15% band · 3 filings
Corpus ranks: #2,040 volume; #2,260 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does Joseph M. Tobin, PC compare to its peers?

How does Joseph M. Tobin, PC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Joseph M. Tobin, PC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

88%

91%

Consumer-dispute ratelower is better

40%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2020-10 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	6
Took or threatened to take negative or legal action	4
Written notification about debt	2
Communication tactics	1
Cont'd attempts collect debt not owed	1
Disclosure verification of debt	1
Improper contact or sharing of info	1
Taking/threatening an illegal action	1

Where do complaints against Joseph M. Tobin, PC come from?

Joseph M. Tobin, PC's own per-state count, not a national baseline.

Connecticut

16
Florida

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Joseph M. Tobin, PC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 17.

4 peers

Know your rights before responding to Joseph M. Tobin, PC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.