What is the most common complaint against JMD,LLC?

The most common issue consumers report about JMD,LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 41 complaints filed with the CFPB.

Are complaints against JMD,LLC increasing or decreasing?

Complaints against JMD,LLC are falling. The company received 1 complaints in the last 12 months, showing improvement over prior periods.

What is JMD,LLC's reputation grade?

JMD,LLC has a reputation grade of C (score: 57.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does JMD,LLC respond to consumer complaints?

JMD,LLC has a 98% timely response rate to CFPB complaints. Consumers disputed the company's response in 30% of cases.

In how many states does JMD,LLC operate?

JMD,LLC has received CFPB complaints from consumers in 3 states, with the most complaints from California (38 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

JMD,LLC - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

10
Disclosure verification of debt

9
Written notification about debt

7
Cont'd attempts collect debt not owed

6
False statements or representation

3
Improper contact or sharing of info

3

Data updated September 2026

CFPB complaint disposition

CCDB record jmdllc JMD,LLC

Grade C · 41 CFPB filings · 98% timely · lead issue: Attempts to collect debt not owed · vol #1324 · compose #2827

VOL 41
GRADE C
12MO 1
STATES 3
TIMELY 98%
DISPUTE 30%
ISSUE Attempts to collect debt n…
RANK #1,324
COMPOSE #2,827

Volume peers

Nearest volume peer: First Horizon Bank (41 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

JMD,LLC's 41 CFPB complaints sit next to First Horizon Bank on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

92.7% of JMD,LLC's CFPB filings land in California

High volume does not equal a clean composite: JMD,LLC is volume #1,324 but composite #2,827, while California dominates the geography. Corpus placement method.

Dominant state: California 92.7%; 38 of 41 filings · 3 states touched
Seasonal peak: 2016-03 8.7%; 8–15% band · 2 filings
Divergent corpus ranks: #1,324 volume; #2,827 composite; Cleanest-composite ladder is 1,503 places worse than volume

How does JMD,LLC compare to its peers?

How does JMD,LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

JMD,LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

98%

89%

91%

Consumer-dispute ratelower is better

30%

20%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-07 2025-09

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	10
Disclosure verification of debt	9
Written notification about debt	7
Cont'd attempts collect debt not owed	6
False statements or representation	3
Improper contact or sharing of info	3
Took or threatened to take negative or legal action	2
Communication tactics	1

Where do complaints against JMD,LLC come from?

JMD,LLC's own per-state count, not a national baseline.

California

38
Florida

1
Indiana

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for JMD,LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 41.

4 peers

Know your rights before responding to JMD,LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.