State complaint profile

Debt collection complaints in California

112,020 CFPB complaints filed against 2,387 debt collectors active in California.

Complaints
112,020
Collectors
2,387
Top collector
Portfolio Recovery Associates, LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

California at a glance

California consumers have filed 112,020 CFPB debt-collection complaints against 2,387 collectors.

112,020
CFPB complaints filed
2,387
collectors active here
#1
most-complained: Portfolio Recovery Associates, LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in California

California filings are dispersed: the top three collectors hold only 0% of 112,020 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from California residents in this extract is Portfolio Recovery Associates, LLC (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 41

Sorted by most complaints

Isis Security Information Systems Inc.

C
1 total complaints ↓ falling

Inheritance Funding Company, Inc.

A
1 total complaints ↓ falling

Innovative Strategic Solutions

F
1 total complaints → stable

Innovis

B
1 total complaints ↓ falling

Insight Financial, LLC

C
1 total complaints ↓ falling

Insight Management Partners, LLC

D
1 total complaints ↓ falling

Integrated Mediation Solutions LLC

D
1 total complaints ↓ falling

Integrity Asset Partners, Ltd.

C
1 total complaints ↓ falling

Internal Check Systems, LLC

F
1 total complaints ↓ falling

Investigative Concepts, Inc.

F
1 total complaints ↑ rising

Investment Management Company, LLC

1 total complaints ↑ rising

J Northland Group

F
1 total complaints ↓ falling

J R Brothers Financial, Inc.(Closed)

C
1 total complaints ↓ falling

J&H Systems, LLC

A
1 total complaints ↓ falling

JDJ Investments, INC.

D
1 total complaints ↑ rising

JP Jensen Collections, LLC

B
1 total complaints → stable

JP Recovery Services, Inc.

C
1 total complaints ↓ falling

Jacob Law Group, PLLC

C
1 total complaints ↓ falling

Jacobs, Marsh LLC

D
1 total complaints ↓ falling

Jeffrey A. Clark & Associates, APLC

1 total complaints ↑ rising

Jenka Group Inc

B
1 total complaints ↓ falling

Jet Lending Inc.

F
1 total complaints ↑ rising

John C. Bonewicz, P.C.

C
1 total complaints ↓ falling

Jonathan C. Frank & Associates, LLC

F
1 total complaints ↓ falling

K a P S & Co (USA) LLC

C
1 total complaints ↓ falling

K Rockford LLC

A
1 total complaints ↓ falling

Kaiter Enterprises Inc.

F
1 total complaints ↓ falling

Kansas Counselors, Inc.

D
1 total complaints ↓ falling

Kauntey Mediation Services LLC

D
1 total complaints ↓ falling

Keith D. Weiner & Associates Co., L.P.A.

C
1 total complaints ↓ falling

Keystone Credit Services LLC

C
1 total complaints ↓ falling

Kingston Mediation Services

C
1 total complaints ↓ falling

Kompato AI Inc

B
1 total complaints ↑ rising

Kopp Collection Service, Inc.

C
1 total complaints ↑ rising

Kora Financial

D
1 total complaints ↑ rising

Kovitz Shifrin Nesbit, A Professional Corporation

F
1 total complaints ↑ rising

Kubota North America Corporation

C
1 total complaints ↑ rising

LA Financial Services, Inc.

A
1 total complaints ↓ falling

LCI Acquisition Inc.

B
1 total complaints ↑ rising

LCO Financial Services, LLC

B
1 total complaints ↓ falling

Loan to Learn

B
1 total complaints ↓ falling

LPH, Inc.

D
1 total complaints → stable

Lac Courte Oreilles Financial Services II

B
1 total complaints ↓ falling

Lake Area Collections, LLC

D
1 total complaints ↓ falling

Lake City Credit

F
1 total complaints ↓ falling

Lakeland Recovery Solutions

A
1 total complaints ↓ falling

Lakeside Recovery Solutions

F
1 total complaints ↓ falling

Lannister Law Corporation

C
1 total complaints ↓ falling

Law Firm of Karl Frankovitch

C
1 total complaints ↓ falling

Law Office of Linda Strumpf

B
1 total complaints ↓ falling

If a collector is contacting you in California

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest California names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official California AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with California

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a California Resident

California's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the California attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.