What is the most common complaint against Internal Check Systems, LLC?

The most common issue consumers report about Internal Check Systems, LLC is "Taking/threatening an illegal action", specifically "Threatened to sue on too old debt". This is based on 10 complaints filed with the CFPB.

Are complaints against Internal Check Systems, LLC increasing or decreasing?

Complaints against Internal Check Systems, LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Internal Check Systems, LLC's reputation grade?

Internal Check Systems, LLC has a reputation grade of F (score: 38.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Internal Check Systems, LLC respond to consumer complaints?

Internal Check Systems, LLC has a 0% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Internal Check Systems, LLC operate?

Internal Check Systems, LLC has received CFPB complaints from consumers in 9 states, with the most complaints from Florida (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Internal Check Systems, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 9 states, reputation grade F.

Compiled by PlainCollector

Taking/threatening an illegal action

5
Took or threatened to take negative or legal action

1
False statements or representation

1
Communication tactics

1
Cont'd attempts collect debt not owed

1
Improper contact or sharing of info

1

Data updated September 2026

CFPB complaint disposition

CCDB record internal-check-systems-llc Internal Check Systems, LLC

Grade F · 10 CFPB filings · 0% timely · lead issue: Taking/threatening an illegal action · vol #2507 · compose #4954

VOL 10
GRADE F
12MO 0
STATES 9
TIMELY 0%
DISPUTE 0%
ISSUE Taking/threatening an ille…
RANK #2,507
COMPOSE #4,954

Volume peers

Nearest volume peer: 208 Capital Holdings LLC (10 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Internal Check Systems, LLC's 10 CFPB complaints sit next to 208 Capital Holdings LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Florida is the plurality state for Internal Check Systems, LLC (20.0%)

The 2014-04 spike coincides with a 2,447-place gap between volume rank #2,507 and composite #4,954. Corpus placement method.

Plurality state: Florida 20.0%; Mid-band (15–30%) · 9 states with ≥1 filing
Spike month: 2014-04 20.0%; 4 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,507 volume; #4,954 composite; Cleanest-composite ladder is 2,447 places worse than volume

How does Internal Check Systems, LLC compare to its peers?

How does Internal Check Systems, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Internal Check Systems… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

40%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2013-09 2014-10

Issue Detail Breakdown

Issue	Complaints
Taking/threatening an illegal action	5
Took or threatened to take negative or legal action	1
False statements or representation	1
Communication tactics	1
Cont'd attempts collect debt not owed	1
Improper contact or sharing of info	1

Where do complaints against Internal Check Systems, LLC come from?

Internal Check Systems, LLC's own per-state count, not a national baseline.

Florida

2
California

1
Illinois

1
Kentucky

1
Missouri

1
Nevada

1
New York

1
North Carolina

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Internal Check Systems, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 10.

4 peers

Know your rights before responding to Internal Check Systems, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.