State complaint profile

Debt collection complaints in Florida

124,524 CFPB complaints filed against 2,279 debt collectors active in Florida.

Complaints
124,524
Collectors
2,279
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Florida at a glance

Florida consumers have filed 124,524 CFPB debt-collection complaints against 2,279 collectors.

124,524
CFPB complaints filed
2,279
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Florida

Florida filings are dispersed: the top three collectors hold only 0% of 124,524 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Florida residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 37

Sorted by most complaints

Eisenburg,Whitman and Associates

F
1 total complaints ↓ falling

Elite Recovery Group LLC

C
1 total complaints ↑ rising

Endpoint Resolution Services (ERS)

B
1 total complaints ↓ falling

Enerson Law, LLC.

C
1 total complaints ↓ falling

Entrata Inc.

F
1 total complaints ↑ rising

Equidata, Inc.

C
1 total complaints ↓ falling

Equinox Financial Management Solutions, Inc.

B
1 total complaints ↓ falling

Essential Lending Inc

F
1 total complaints ↑ rising

Esusu, Inc.

C
1 total complaints ↑ rising

Evergreen Acquistions, LLC

D
1 total complaints ↓ falling

Executive Acquisitions Group, LLC

C
1 total complaints ↓ falling

Executive Financial Consultants, Inc

C
1 total complaints ↓ falling

Exto Inc.

B
1 total complaints ↑ rising

F&M Capital LLC

D
1 total complaints ↓ falling

FAN Distributing, LLC

A
1 total complaints ↓ falling

Fearon Financial LLC

F
1 total complaints ↑ rising

First Credit Finance

B
1 total complaints → stable

First Financial Services, Inc.

F
1 total complaints ↓ falling

First Hawaiian, Inc.

C
1 total complaints ↓ falling

First Heritage Credit LLC

C
1 total complaints ↓ falling

First Horizon Bank

C
1 total complaints ↓ falling

First Horizon Bank - West Congress Street Branch

A
1 total complaints ↓ falling

First Merchants Corporation

B
1 total complaints ↑ rising

Flagship Financial Group LLC

1 total complaints ↑ rising

Florida Home Trust Mortgage

A
1 total complaints ↑ rising

FPS-Nationwide, LLC

A
1 total complaints ↓ falling

Fairway Collections, LLC

C
1 total complaints ↓ falling

Fairway Holdings, LLC

B
1 total complaints ↓ falling

Federal Financial Services Inc

B
1 total complaints ↓ falling

Filings and Claims Inc.

B
1 total complaints ↓ falling

Finance System of Green Bay, Inc.

B
1 total complaints ↓ falling

Finance of America Holdings LLC

A
1 total complaints ↓ falling

Financial Asset Resolution, LLC

F
1 total complaints ↓ falling

Financial Recovery Group

F
1 total complaints ↓ falling

Financial Solution Providers LLC

B
1 total complaints ↓ falling

Firsel Law Group, Ltd.

C
1 total complaints ↓ falling

First American Solutions, LLC

F
1 total complaints ↓ falling

First Choice Assets LLC.

C
1 total complaints ↓ falling

First Class Autos Inc

F
1 total complaints ↑ rising

First Coast Auto Finance

C
1 total complaints ↓ falling

First Financial Credit, Inc

B
1 total complaints ↑ rising

First Service Residential, Nevada, LLC

C
1 total complaints ↓ falling

Fitzgerald Goldman & Associates, Inc.

F
1 total complaints ↓ falling

Five Lakes Agency

C
1 total complaints ↓ falling

Flagship Financial Group

F
1 total complaints ↓ falling

Focused Recovery Solutions, Inc.

D
1 total complaints ↓ falling

Forster, Garbus and Garbus

C
1 total complaints ↓ falling

Fountain, Schultz & Associates, P.L.

A
1 total complaints ↓ falling

Fountainhead Commercial Capital, LLC

A
1 total complaints ↑ rising

Four Directions Lending LLC

B
1 total complaints ↓ falling

If a collector is contacting you in Florida

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Florida names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Florida AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Florida

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Florida Resident

Florida's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Florida attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.