What is the most common complaint against Federal Financial Services Inc?

The most common issue consumers report about Federal Financial Services Inc is "False statements or representation", specifically "Impersonated attorney, law enforcement, or government official". This is based on 4 complaints filed with the CFPB.

Are complaints against Federal Financial Services Inc increasing or decreasing?

Complaints against Federal Financial Services Inc are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Federal Financial Services Inc's reputation grade?

Federal Financial Services Inc has a reputation grade of B (score: 67.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Federal Financial Services Inc respond to consumer complaints?

Federal Financial Services Inc has a 60% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Federal Financial Services Inc operate?

Federal Financial Services Inc has received CFPB complaints from consumers in 3 states, with the most complaints from North Carolina (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Federal Financial Services Inc - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade B.

Compiled by PlainCollector

False statements or representation

2
Attempts to collect debt not owed

1
Cont'd attempts collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record federal-financial-services-inc Federal Financial Services Inc

Grade B · 4 CFPB filings · 60% timely · lead issue: False statements or representation · vol #3363 · compose #1590

VOL 4
GRADE B
12MO 0
STATES 3
TIMELY 60%
DISPUTE 0%
ISSUE False statements or repres…
RANK #3,363
COMPOSE #1,590

Volume peers

Nearest volume peer: 90 Day Credit Experts (4 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Federal Financial Services Inc's 4 CFPB complaints sit next to 90 Day Credit Experts on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

50.0% of Federal Financial Services Inc's CFPB filings land in North Carolina

High volume does not equal a clean composite: Federal Financial Services Inc is volume #3,363 but composite #1,590, while North Carolina dominates the geography. Corpus placement method.

Dominant state: North Carolina 50.0%; 2 of 4 filings · 3 states touched
Spike month: 2021-10 42.9%; 3 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,363 volume; #1,590 composite; Cleanest-composite ladder is 1,773 places better than volume

How does Federal Financial Services Inc compare to its peers?

How does Federal Financial Services Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Federal Financial Serv… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

60%

50%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2017-12 2021-12

Issue Detail Breakdown

Issue	Complaints
False statements or representation	2
Attempts to collect debt not owed	1
Cont'd attempts collect debt not owed	1

Where do complaints against Federal Financial Services Inc come from?

Federal Financial Services Inc's own per-state count, not a national baseline.

North Carolina

2
Florida

1
Georgia

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Federal Financial Services Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 4.

4 peers

Know your rights before responding to Federal Financial Services Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.