What is the most common complaint against 1st Alliance Lending, LLC?

The most common issue consumers report about 1st Alliance Lending, LLC is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 2 complaints filed with the CFPB.

Are complaints against 1st Alliance Lending, LLC increasing or decreasing?

Complaints against 1st Alliance Lending, LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is 1st Alliance Lending, LLC's reputation grade?

1st Alliance Lending, LLC has a reputation grade of B (score: 69.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does 1st Alliance Lending, LLC respond to consumer complaints?

1st Alliance Lending, LLC has a 50% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does 1st Alliance Lending, LLC operate?

1st Alliance Lending, LLC has received CFPB complaints from consumers in 2 states, with the most complaints from Florida (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

1st Alliance Lending, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade B.

Compiled by PlainCollector

Cont'd attempts collect debt not owed

1
Improper contact or sharing of info

1

Data updated September 2026

CFPB complaint disposition

CCDB record 1st-alliance-lending-llc 1st Alliance Lending, LLC

Grade B · 2 CFPB filings · 50% timely · lead issue: Cont'd attempts collect debt not owed · vol #3878 · compose #1351

VOL 2
GRADE B
12MO 0
STATES 2
TIMELY 50%
DISPUTE 0%
ISSUE Cont'd attempts collect de…
RANK #3,878
COMPOSE #1,351

Volume peers

Nearest volume peer: 1 Auto Finance, Inc. (2 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

1st Alliance Lending, LLC's 2 CFPB complaints sit next to 1 Auto Finance, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

50.0% of 1st Alliance Lending, LLC's CFPB filings land in Florida

High volume does not equal a clean composite: 1st Alliance Lending, LLC is volume #3,878 but composite #1,351, while Florida dominates the geography. Corpus placement method.

Dominant state: Florida 50.0%; 1 of 2 filings · 2 states touched
Spike month: 2015-01 100.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,878 volume; #1,351 composite; Cleanest-composite ladder is 2,527 places better than volume

How does 1st Alliance Lending, LLC compare to its peers?

How does 1ST ALLIANCE LENDING, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

1ST ALLIANCE LENDING, … National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

50%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-01 2015-01

Issue Detail Breakdown

Issue	Complaints
Cont'd attempts collect debt not owed	1
Improper contact or sharing of info	1

Where do complaints against 1st Alliance Lending, LLC come from?

1st Alliance Lending, LLC's own per-state count, not a national baseline.

Florida

1
Texas

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for 1st Alliance Lending, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 2.

4 peers

Know your rights before responding to 1st Alliance Lending, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.