What is the most common complaint against Zealandia Holding Company, Inc.?

The most common issue consumers report about Zealandia Holding Company, Inc. is "Cont'd attempts collect debt not owed", specifically "Debt was paid". This is based on 8 complaints filed with the CFPB.

Are complaints against Zealandia Holding Company, Inc. increasing or decreasing?

Complaints against Zealandia Holding Company, Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Zealandia Holding Company, Inc.'s reputation grade?

Zealandia Holding Company, Inc. has a reputation grade of B (score: 71.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Zealandia Holding Company, Inc. respond to consumer complaints?

Zealandia Holding Company, Inc. has a 88% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Zealandia Holding Company, Inc. operate?

Zealandia Holding Company, Inc. has received CFPB complaints from consumers in 6 states, with the most complaints from Florida (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Zealandia Holding Company, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 6 states, reputation grade B.

Compiled by PlainCollector

Cont'd attempts collect debt not owed

6
Attempts to collect debt not owed

1
False statements or representation

1

Data updated September 2026

CFPB complaint disposition

CCDB record zealandia-holding-company-inc Zealandia Holding Company, Inc.

Grade B · 8 CFPB filings · 88% timely · lead issue: Cont'd attempts collect debt not owed · vol #2773 · compose #1195

VOL 8
GRADE B
12MO 0
STATES 6
TIMELY 88%
DISPUTE 0%
ISSUE Cont'd attempts collect de…
RANK #2,773
COMPOSE #1,195

Volume peers

Nearest volume peer: A+ Loans, Inc. (8 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Zealandia Holding Company, Inc.'s 8 CFPB complaints sit next to A+ Loans, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Florida is the plurality state for Zealandia Holding Company, Inc. (25.0%)

The 2024-09 spike coincides with a 1,578-place gap between volume rank #2,773 and composite #1,195. Corpus placement method.

Plurality state: Florida 25.0%; Mid-band (15–30%) · 6 states with ≥1 filing
Spike month: 2024-09 50.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,773 volume; #1,195 composite; Cleanest-composite ladder is 1,578 places better than volume

How does Zealandia Holding Company, Inc. compare to its peers?

How does Zealandia Holding Company, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Zealandia Holding Comp… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

88%

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-09 2025-12

Issue Detail Breakdown

Issue	Complaints
Cont'd attempts collect debt not owed	6
Attempts to collect debt not owed	1
False statements or representation	1

Where do complaints against Zealandia Holding Company, Inc. come from?

Zealandia Holding Company, Inc.'s own per-state count, not a national baseline.

Florida

2
Georgia

2
California

1
Indiana

1
North Carolina

1
Virginia

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Zealandia Holding Company, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 8.

4 peers

Know your rights before responding to Zealandia Holding Company, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.