What is the most common complaint against Vision Financial Services, Inc.?

The most common issue consumers report about Vision Financial Services, Inc. is "Disclosure verification of debt", specifically "Not given enough info to verify debt". This is based on 8 complaints filed with the CFPB.

Are complaints against Vision Financial Services, Inc. increasing or decreasing?

Complaints against Vision Financial Services, Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Vision Financial Services, Inc.'s reputation grade?

Vision Financial Services, Inc. has a reputation grade of D (score: 50.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Vision Financial Services, Inc. respond to consumer complaints?

Vision Financial Services, Inc. has a 50% timely response rate to CFPB complaints. Consumers disputed the company's response in 29% of cases.

In how many states does Vision Financial Services, Inc. operate?

Vision Financial Services, Inc. has received CFPB complaints from consumers in 4 states, with the most complaints from Illinois (3 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Vision Financial Services, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 4 states, reputation grade D.

Compiled by PlainCollector

Disclosure verification of debt

4
Cont'd attempts collect debt not owed

2
Attempts to collect debt not owed

1
False statements or representation

1

Data updated September 2026

CFPB complaint disposition

CCDB record vision-financial-services-inc Vision Financial Services, Inc.

Grade D · 8 CFPB filings · 50% timely · lead issue: Disclosure verification of debt · vol #2768 · compose #4066

VOL 8
GRADE D
12MO 0
STATES 4
TIMELY 50%
DISPUTE 29%
ISSUE Disclosure verification of…
RANK #2,768
COMPOSE #4,066

Volume peers

Nearest volume peer: A+ Loans, Inc. (8 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Vision Financial Services, Inc.'s 8 CFPB complaints sit next to A+ Loans, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

37.5% of Vision Financial Services, Inc.'s CFPB filings land in Illinois

High volume does not equal a clean composite: Vision Financial Services, Inc. is volume #2,768 but composite #4,066, while Illinois dominates the geography. Corpus placement method.

Dominant state: Illinois 37.5%; 3 of 8 filings · 4 states touched
Seasonal peak: 2018-01 10.7%; 8–15% band · 3 filings
Divergent corpus ranks: #2,768 volume; #4,066 composite; Cleanest-composite ladder is 1,298 places worse than volume

How does Vision Financial Services, Inc. compare to its peers?

How does Vision Financial Services, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Vision Financial Servi… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

50%

91%

Consumer-dispute ratelower is better

29%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-03 2023-05

Issue Detail Breakdown

Issue	Complaints
Disclosure verification of debt	4
Cont'd attempts collect debt not owed	2
Attempts to collect debt not owed	1
False statements or representation	1

Where do complaints against Vision Financial Services, Inc. come from?

Vision Financial Services, Inc.'s own per-state count, not a national baseline.

Illinois

3
Indiana

3
California

1
Florida

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Vision Financial Services, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 8.

4 peers

Know your rights before responding to Vision Financial Services, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.