What is the most common complaint against Wood Finance Inc DBA Premier Acceptance?

The most common issue consumers report about Wood Finance Inc DBA Premier Acceptance is "Attempts to collect debt not owed", specifically "Threatened or suggested your credit would be damaged". This is based on 10 complaints filed with the CFPB.

Are complaints against Wood Finance Inc DBA Premier Acceptance increasing or decreasing?

Complaints against Wood Finance Inc DBA Premier Acceptance are rising. The company received 5 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Wood Finance Inc DBA Premier Acceptance's reputation grade?

Wood Finance Inc DBA Premier Acceptance has a reputation grade of C (score: 57.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Wood Finance Inc DBA Premier Acceptance respond to consumer complaints?

Wood Finance Inc DBA Premier Acceptance has a 86% timely response rate to CFPB complaints.

In how many states does Wood Finance Inc DBA Premier Acceptance operate?

Wood Finance Inc DBA Premier Acceptance has received CFPB complaints from consumers in 5 states, with the most complaints from Indiana (4 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Wood Finance Inc DBA Premier Acceptance - Debt Collector Complaint Profile

CFPB complaint profile across 5 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

3
Took or threatened to take negative or legal action

3
Communication tactics

2
False statements or representation

1
Threatened to contact someone or share information improperly

1

Data updated September 2026

CFPB complaint disposition

CCDB record wood-finance-inc-dba-premier-acceptance Wood Finance Inc DBA Premier Acceptance

Grade C · 10 CFPB filings · 86% timely · lead issue: Attempts to collect debt not owed · vol #2552 · compose #2809

VOL 10
GRADE C
12MO 5
STATES 5
TIMELY 86%
ISSUE Attempts to collect debt n…
RANK #2,552
COMPOSE #2,809

Volume peers

Nearest volume peer: 208 Capital Holdings LLC (10 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Wood Finance Inc DBA Premier Acceptance's 10 CFPB complaints sit next to 208 Capital Holdings LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

40.0% of Wood Finance Inc DBA Premier Acceptance's CFPB filings land in Indiana

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state: Indiana 40.0%; 4 of 10 filings · 5 states touched
Spike month: 2026-02 18.2%; 4 filings that month · spiky (≥15% of series)
Corpus ranks: #2,552 volume; #2,809 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does Wood Finance Inc DBA Premier Acceptance compare to its peers?

How does WOOD FINANCE INC DBA PREMIER ACCEPTANCE compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

WOOD FINANCE INC DBA P… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

86%

80%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-02 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	3
Took or threatened to take negative or legal action	3
Communication tactics	2
False statements or representation	1
Threatened to contact someone or share information improperly	1

Where do complaints against Wood Finance Inc DBA Premier Acceptance come from?

Wood Finance Inc DBA Premier Acceptance's own per-state count, not a national baseline.

Indiana

4
Tennessee

3
California

1
Florida

1
Illinois

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Wood Finance Inc DBA Premier Acceptance: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 10.

4 peers

Know your rights before responding to Wood Finance Inc DBA Premier Acceptance: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.