What is the most common complaint against Value Recovery Holding, LLC?

The most common issue consumers report about Value Recovery Holding, LLC is "Took or threatened to take negative or legal action", specifically "Seized or attempted to seize your property". This is based on 3 complaints filed with the CFPB.

Are complaints against Value Recovery Holding, LLC increasing or decreasing?

Complaints against Value Recovery Holding, LLC are rising. The company received 3 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Value Recovery Holding, LLC's reputation grade?

Value Recovery Holding, LLC has a reputation grade of F (score: 36.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Value Recovery Holding, LLC respond to consumer complaints?

Value Recovery Holding, LLC has a 0% timely response rate to CFPB complaints.

In how many states does Value Recovery Holding, LLC operate?

Value Recovery Holding, LLC has received CFPB complaints from consumers in 3 states, with the most complaints from Arkansas (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Value Recovery Holding, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade F.

Compiled by PlainCollector

Took or threatened to take negative or legal action

2
Attempts to collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record value-recovery-holding-llc Value Recovery Holding, LLC

Grade F · 3 CFPB filings · 0% timely · lead issue: Took or threatened to take negative or legal action · vol #3858 · compose #5079

VOL 3
GRADE F
12MO 3
STATES 3
TIMELY 0%
ISSUE Took or threatened to take…
RANK #3,858
COMPOSE #5,079

Volume peers

Nearest volume peer: 950 Credit Inc (3 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Value Recovery Holding, LLC's 3 CFPB complaints sit next to 950 Credit Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

33.3% of Value Recovery Holding, LLC's CFPB filings land in Arkansas

High volume does not equal a clean composite: Value Recovery Holding, LLC is volume #3,858 but composite #5,079, while Arkansas dominates the geography. Corpus placement method.

Dominant state: Arkansas 33.3%; 1 of 3 filings · 3 states touched
Spike month: 2022-11 50.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,858 volume; #5,079 composite; Cleanest-composite ladder is 1,221 places worse than volume

How does Value Recovery Holding, LLC compare to its peers?

How does Value Recovery Holding, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Value Recovery Holding… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

67%

91%

Consumer-dispute ratelower is better

50%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-11 2025-06

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	2
Attempts to collect debt not owed	1

Where do complaints against Value Recovery Holding, LLC come from?

Value Recovery Holding, LLC's own per-state count, not a national baseline.

Arkansas

1
California

1
Texas

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Value Recovery Holding, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 3.

4 peers

Know your rights before responding to Value Recovery Holding, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.