This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 185 complaints

CCM Finance LLC - Debt Collector Complaint Profile

CFPB complaint profile across 9 states, reputation grade F.

Complaints by issue type

What consumers report about CCM Finance LLC

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record ccm-finance-llc CCM Finance LLC

Grade F · 185 CFPB filings · 37% timely · lead issue: Took or threatened to take negative or legal action

  • VOL 185
  • GRADE F
  • 12MO 162
  • STATES 9
  • TIMELY 37%
  • ISSUE Took or threatened to take…
  • RANK #574
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Love, Beal & Nixon, P.C. (185 complaints)

Accscient, LLCAccscient, LLC184Love, Beal & Nixon, P.C.Love, Beal & Nixon, P.C.185CCM Finance LLC (this)CCM Finance LLC (this)185Delta Management Associates, Inc.Delta Management Associates,…186Levy & Associates, LLCLevy & Associates, LLC186
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

CCM Finance LLC's 185 CFPB complaints sit next to Love, Beal & Nixon, P.C. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 185 complaints break down

Every complaint issue type on record for CCM Finance LLC, not just the top ones shown above.

Reputation score breakdown

F
Composite reputation score
26.7/100
CCM Finance LLC

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
185
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response D
37%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate N/A
N/A
No dispute rate reported.
Recent trend D
Rising
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

State-heavy filing map

86.5% of CCM Finance LLC's CFPB filings land in Texas

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state
Texas 86.5%
160 of 185 filings · 9 states touched
Spike month
2021-05 22.2%
2 filings that month · spiky (≥15% of series)
Corpus ranks
#574 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does CCM Finance LLC compare to its peers?

How does CCM Finance LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
CCM Finance LLC National average
Complaints (last 12 mo)lower is better
162
25
268
Timely-response ratehigher is better
37%
96%
91%
Consumer-dispute ratelower is better
0%
23%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy CCM Finance LLC a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 8 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 75%80%85%90%95%100%105% 0%20%40%60% Timely response rate (%) Dispute rate (%) CCM Finance LLC vs. 8 similar-volume peers, by response speed and dispute rate Love, Beal & Nixon, P.C.Levy & Associates, LLCDelta Management Associates, Inc.Hayt Hayt & Landau, P.L. (FL)The Moore Law GroupGREAT LAKESARC Management Group, LLCMidwest Fidelity Services, LLC
Source: CFPB Consumer Complaint Database

CCM Finance LLC's complaint volume in context

CCM Finance LLC vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

185 Top 11% higher than 89% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). This entry sits in this band. 200–220: 536 collectors (10%). Above this entry. CCM Finance LLC 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Rising ↑
2021-02 2022-10

Issue Detail Breakdown

Issue Complaints
Took or threatened to take negative or legal action
143
Attempts to collect debt not owed
29
False statements or representation
7
Written notification about debt
5
Threatened to contact someone or share information improperly
1

Where do complaints against CCM Finance LLC come from?

CCM Finance LLC's own per-state count, not a national baseline.

Top states by complaints against CCM Finance LLC

Across 9 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for CCM Finance LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 185.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 36.55172413793103%.

4 peers

Know your rights before responding to CCM Finance LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.