What is the most common complaint against CCM Finance LLC?

The most common issue consumers report about CCM Finance LLC is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 185 complaints filed with the CFPB.

Are complaints against CCM Finance LLC increasing or decreasing?

Complaints against CCM Finance LLC are rising. The company received 162 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is CCM Finance LLC's reputation grade?

CCM Finance LLC has a reputation grade of F (score: 26.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does CCM Finance LLC respond to consumer complaints?

CCM Finance LLC has a 37% timely response rate to CFPB complaints.

In how many states does CCM Finance LLC operate?

CCM Finance LLC has received CFPB complaints from consumers in 9 states, with the most complaints from Texas (160 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CCM Finance LLC - Debt Collector Complaint Profile

CFPB complaint profile across 9 states, reputation grade F.

Compiled by PlainCollector

Took or threatened to take negative or legal action

143
Attempts to collect debt not owed

29
False statements or representation

7
Written notification about debt

5
Threatened to contact someone or share information improperly

1

Data updated September 2026

CFPB complaint disposition

CCDB record ccm-finance-llc CCM Finance LLC

Grade F · 185 CFPB filings · 37% timely · lead issue: Took or threatened to take negative or legal action · vol #574 · compose #5244

VOL 185
GRADE F
12MO 162
STATES 9
TIMELY 37%
ISSUE Took or threatened to take…
RANK #574
COMPOSE #5,244

Volume peers

Nearest volume peer: Love, Beal & Nixon, P.C. (185 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

CCM Finance LLC's 185 CFPB complaints sit next to Love, Beal & Nixon, P.C. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

86.5% of CCM Finance LLC's CFPB filings land in Texas

High volume does not equal a clean composite: CCM Finance LLC is volume #574 but composite #5,244, while Texas dominates the geography. Corpus placement method.

Dominant state: Texas 86.5%; 160 of 185 filings · 9 states touched
Spike month: 2021-05 22.2%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #574 volume; #5,244 composite; Cleanest-composite ladder is 4,670 places worse than volume

How does CCM Finance LLC compare to its peers?

How does CCM Finance LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

CCM Finance LLC National average

Complaints (last 12 mo)lower is better

162

268

Timely-response ratehigher is better

37%

96%

91%

Consumer-dispute ratelower is better

23%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2021-02 2022-10

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	143
Attempts to collect debt not owed	29
False statements or representation	7
Written notification about debt	5
Threatened to contact someone or share information improperly	1

Where do complaints against CCM Finance LLC come from?

CCM Finance LLC's own per-state count, not a national baseline.

Texas

160
Louisiana

9
Illinois

5
Georgia

3
Mississippi

3
North Carolina

2
California

1
Oklahoma

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for CCM Finance LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 185.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 36.55172413793103%.

4 peers

Know your rights before responding to CCM Finance LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.