State complaint profile

Debt collection complaints in Alabama

21,381 CFPB complaints filed against 1,136 debt collectors active in Alabama.

Complaints
21,381
Collectors
1,136
Top collector
CL Holdings LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Alabama at a glance

Alabama consumers have filed 21,381 CFPB debt-collection complaints against 1,136 collectors.

21,381
CFPB complaints filed
1,136
collectors active here
#1
most-complained: CL Holdings LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Alabama

Alabama filings are dispersed: the top three collectors hold only 0% of 21,381 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Alabama residents in this extract is CL Holdings LLC (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 15

Sorted by most complaints

ARC Management Group, LLC

D
1 total complaints ↓ falling

Audit Systems,Inc

B
1 total complaints ↓ falling

Above Lending, Inc.

B
1 total complaints ↑ rising

Accelerated Servicing Group LLC

F
1 total complaints ↓ falling

Accenture LLP

B
1 total complaints ↑ rising

Acceptance Rentals, Inc.

B
1 total complaints ↓ falling

Account Liquidation Services Inc.

C
1 total complaints ↓ falling

Account Recovery Service, Inc. (WI)

F
1 total complaints ↓ falling

Accounts Receivable Management, Inc (NJ) (Closed)

C
1 total complaints ↓ falling

Accudata Credit Systems LLC

B
1 total complaints ↓ falling

Accurate Financial Partners

B
1 total complaints ↓ falling

Action Collection Agencies, Inc.

F
1 total complaints ↓ falling

Action Collection Service

D
1 total complaints → stable

Adelante, Inc

D
1 total complaints → stable

Admin Recovery, LLC

D
1 total complaints ↓ falling

Advance Bureau of Collections

C
1 total complaints ↓ falling

Advanced Portfolio Group LLC

D
1 total complaints ↓ falling

Aldridge Pite, LLP

D
1 total complaints ↓ falling

All Debt Solutions Inc. dba: 1st Class Agency

D
1 total complaints ↓ falling

Allegiant Capital Recovery LLC

F
1 total complaints ↓ falling

Alliance Collection Agencies, Inc.

C
1 total complaints ↓ falling

Allied Financial Group & Associates (Closed)

B
1 total complaints ↓ falling

Alpha Recovery Corp

D
1 total complaints ↓ falling

AmOne Corp.

A
1 total complaints ↓ falling

American Accounts & Advisers, Inc.

D
1 total complaints ↓ falling

American Financial Credit Services, Inc.

B
1 total complaints ↓ falling

American Recovery Service Incorporated

D
1 total complaints ↓ falling

American Student Assistance

C
1 total complaints ↓ falling

Arcadia Holdings, LLC

F
1 total complaints ↓ falling

Arcon Credit Solutions LLC

D
1 total complaints ↑ rising

Argon Credit

B
1 total complaints ↓ falling

Arnold Scott Harris, P.C.

D
1 total complaints ↓ falling

Ascent Holding Co

C
1 total complaints ↑ rising

Ashfield Management Services Inc,

F
1 total complaints ↓ falling

Ashton & Weinberg, Inc.

C
1 total complaints ↓ falling

Asset Acquisition Group, LLC

B
1 total complaints ↓ falling

Atlantic Collection Agency, Inc.

D
1 total complaints → stable

Auto Trakk, LLC

D
1 total complaints ↓ falling

Avant Credit Corporation

C
1 total complaints ↓ falling

Axela Technologies, Inc

D
1 total complaints ↑ rising

Axiom Acquisition Ventures, LLC

C
1 total complaints → stable

B&B Funding, LLC

C
1 total complaints ↓ falling

BB&T Corporation

D
1 total complaints ↓ falling

Ballybunion Enterprises, Inc

D
1 total complaints ↓ falling

Bass & Associates, P.C., Attorneys at Law

B
1 total complaints ↓ falling

Bayside Capital Services, LLC

F
1 total complaints ↓ falling

Bepensa Capital, Inc.

C
1 total complaints → stable

Bessine Walterbach, LLP

C
1 total complaints ↓ falling

Big Picture Loans, LLC

C
1 total complaints ↓ falling

Blackwater Capital Group LLC.

B
1 total complaints → stable

If a collector is contacting you in Alabama

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Alabama names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Alabama AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read with Alabama

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Alabama Resident

Alabama's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Alabama attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.