What is the most common complaint against Atlantic Collection Agency, Inc.?

The most common issue consumers report about Atlantic Collection Agency, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 30 complaints filed with the CFPB.

Are complaints against Atlantic Collection Agency, Inc. increasing or decreasing?

Complaints against Atlantic Collection Agency, Inc. have been stable. The company received 8 complaints in the last 12 months.

What is Atlantic Collection Agency, Inc.'s reputation grade?

Atlantic Collection Agency, Inc. has a reputation grade of D (score: 55.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Atlantic Collection Agency, Inc. respond to consumer complaints?

Atlantic Collection Agency, Inc. has a 100% timely response rate to CFPB complaints.

In how many states does Atlantic Collection Agency, Inc. operate?

Atlantic Collection Agency, Inc. has received CFPB complaints from consumers in 8 states, with the most complaints from Connecticut (22 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Atlantic Collection Agency, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 8 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

16
Written notification about debt

6
False statements or representation

5
Took or threatened to take negative or legal action

2
Communication tactics

1

Data updated September 2026

CFPB complaint disposition

CCDB record atlantic-collection-agency-inc Atlantic Collection Agency, Inc.

Grade D · 30 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #1530 · compose #3264

VOL 30
GRADE D
12MO 8
STATES 8
TIMELY 100%
ISSUE Attempts to collect debt n…
RANK #1,530
COMPOSE #3,264

Volume peers

Nearest volume peer: Capital Recovery Corporation (30 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Atlantic Collection Agency, Inc.'s 30 CFPB complaints sit next to Capital Recovery Corporation on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

73.3% of Atlantic Collection Agency, Inc.'s CFPB filings land in Connecticut

High volume does not equal a clean composite: Atlantic Collection Agency, Inc. is volume #1,530 but composite #3,264, while Connecticut dominates the geography. Corpus placement method.

Dominant state: Connecticut 73.3%; 22 of 30 filings · 8 states touched
Spike month: 2017-11 21.1%; 4 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,530 volume; #3,264 composite; Cleanest-composite ladder is 1,734 places worse than volume

How does Atlantic Collection Agency, Inc. compare to its peers?

How does Atlantic Collection Agency, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Atlantic Collection Ag… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

97%

91%

Consumer-dispute ratelower is better

20%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-09 2025-04

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	16
Written notification about debt	6
False statements or representation	5
Took or threatened to take negative or legal action	2
Communication tactics	1

Where do complaints against Atlantic Collection Agency, Inc. come from?

Atlantic Collection Agency, Inc.'s own per-state count, not a national baseline.

Connecticut

22
New York

2
Alabama

1
District of Columbia

1
Florida

1
Maryland

1
Massachusetts

1
Virginia

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Atlantic Collection Agency, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 30.

4 peers

Know your rights before responding to Atlantic Collection Agency, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.