State complaint profile

Debt collection complaints in Texas

172,149 CFPB complaints filed against 2,473 debt collectors active in Texas.

Complaints
172,149
Collectors
2,473
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Texas at a glance

Texas consumers have filed 172,149 CFPB debt-collection complaints against 2,473 collectors.

172,149
CFPB complaints filed
2,473
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Texas

Texas sits near the top of the state complaint ladder at #1 of 56 by absolute CFPB filings (172,149 complaints).

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Texas residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 36

Sorted by most complaints

Alltran Financial, LP

C
1 total complaints ↓ falling

AMA Advisors, LLC.

A
1 total complaints ↑ rising

America First Federal Credit Union

D
1 total complaints ↑ rising

Amerifirst Financial, Inc.

F
1 total complaints ↑ rising

Ameris Bancorp

C
1 total complaints ↑ rising

APLUS INSTACASH LLC dba A+ FINANCE

C
1 total complaints ↑ rising

Apple Recovery Services Corp

F
1 total complaints ↓ falling

Associated Banc-Corp

D
1 total complaints → stable

Axis Financial Services, Inc.

A
1 total complaints ↓ falling

Axos Financial, Inc.

C
1 total complaints → stable

Abrahamsen Gindin LLC

D
1 total complaints ↑ rising

Absolute investment Group

F
1 total complaints ↑ rising

Accenture LLP

B
1 total complaints ↑ rising

Account Brokers Inc.

F
1 total complaints ↓ falling

Account Control Bureau

B
1 total complaints ↓ falling

Account Liquidation Services Inc.

C
1 total complaints ↓ falling

Account Managers, Inc.

C
1 total complaints → stable

Account Recovery Service, Inc. (WI)

F
1 total complaints ↓ falling

Account Recovery Specialists, Inc.

C
1 total complaints ↓ falling

Accountable Finance Inc

C
1 total complaints ↓ falling

Accounts Receivables, Inc. (FL)

B
1 total complaints → stable

Accounts Recovery Agency Inc.

F
1 total complaints ↓ falling

Acra Intermediate Holdings, LLC

B
1 total complaints ↑ rising

Action Collection Agencies, Inc.

F
1 total complaints ↓ falling

Adonis Auto Group, LLC

A
1 total complaints ↓ falling

Adsen & Associates, LLC

A
1 total complaints ↓ falling

Advanced Recovery Group LLC

D
1 total complaints ↑ rising

Advanced Resolution Services Inc.

C
1 total complaints ↓ falling

Advantage Credit, Inc.

B
1 total complaints ↑ rising

Advantage One Credit, LLC

F
1 total complaints ↓ falling

Aidenbaum Schloff and Bloom PLLC

A
1 total complaints ↑ rising

Aldridge PIte Haan, LLP

C
1 total complaints ↓ falling

All Kind Check Cashing, Inc.

C
1 total complaints ↓ falling

Allen & Withrow

D
1 total complaints ↓ falling

Alliance CAS, LLC

D
1 total complaints ↑ rising

Allied Recovery Solutions, Inc.

D
1 total complaints ↓ falling

American Capital Recovery LLC

B
1 total complaints ↓ falling

American Credit Systems, Inc

B
1 total complaints ↓ falling

American Eagle Mortgage Co. Inc. (FL)

1 total complaints ↑ rising

American Location Specialists

F
1 total complaints ↓ falling

American Revenue Management, Inc.

F
1 total complaints ↓ falling

Ameritech Financial

F
1 total complaints ↓ falling

Amos Financial LLC

D
1 total complaints ↓ falling

Amplify Revenue Solutions, LLC

A
1 total complaints ↓ falling

Apex Resolution Group LLC

F
1 total complaints ↓ falling

Arbor Residential Mortgage LLC

C
1 total complaints ↓ falling

Arco Collection Services LLC

F
1 total complaints ↓ falling

Ardmore Finance Corporation

B
1 total complaints ↑ rising

Arena Investors, LP

F
1 total complaints ↓ falling

Ark-La-Tex Financial Services, LLC

B
1 total complaints ↑ rising

If a collector is contacting you in Texas

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Texas names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Texas AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Texas

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Texas Resident

Texas's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Texas attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.