What is the most common complaint against Garner & Conner, PLLC?

The most common issue consumers report about Garner & Conner, PLLC is "Attempts to collect debt not owed", specifically "Threatened to sue you for very old debt". This is based on 15 complaints filed with the CFPB.

Are complaints against Garner & Conner, PLLC increasing or decreasing?

Complaints against Garner & Conner, PLLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Garner & Conner, PLLC's reputation grade?

Garner & Conner, PLLC has a reputation grade of C (score: 56.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Garner & Conner, PLLC respond to consumer complaints?

Garner & Conner, PLLC has a 93% timely response rate to CFPB complaints. Consumers disputed the company's response in 50% of cases.

In how many states does Garner & Conner, PLLC operate?

Garner & Conner, PLLC has received CFPB complaints from consumers in 3 states, with the most complaints from Tennessee (12 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Garner & Conner, PLLC - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

3
Written notification about debt

3
False statements or representation

3
Cont'd attempts collect debt not owed

3
Took or threatened to take negative or legal action

2
Taking/threatening an illegal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record garner-conner-pllc Garner & Conner, PLLC

Grade C · 15 CFPB filings · 93% timely · lead issue: Attempts to collect debt not owed · vol #2134 · compose #2966

VOL 15
GRADE C
12MO 0
STATES 3
TIMELY 93%
DISPUTE 50%
ISSUE Attempts to collect debt n…
RANK #2,134
COMPOSE #2,966

Volume peers

Nearest volume peer: Accounts Advocate Agency (15 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Garner & Conner, PLLC's 15 CFPB complaints sit next to Accounts Advocate Agency on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

80.0% of Garner & Conner, PLLC's CFPB filings land in Tennessee

High volume does not equal a clean composite: Garner & Conner, PLLC is volume #2,134 but composite #2,966, while Tennessee dominates the geography. Corpus placement method.

Dominant state: Tennessee 80.0%; 12 of 15 filings · 3 states touched
Spike month: 2019-11 33.3%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,134 volume; #2,966 composite; Cleanest-composite ladder is 832 places worse than volume

How does Garner & Conner, PLLC compare to its peers?

How does Garner & Conner, PLLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Garner & Conner, PLLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

93%

100%

91%

Consumer-dispute ratelower is better

50%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2019-11 2025-09

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	3
Written notification about debt	3
False statements or representation	3
Cont'd attempts collect debt not owed	3
Took or threatened to take negative or legal action	2
Taking/threatening an illegal action	1

Where do complaints against Garner & Conner, PLLC come from?

Garner & Conner, PLLC's own per-state count, not a national baseline.

Tennessee

12
Nevada

2
Florida

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Garner & Conner, PLLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 15.

4 peers

Know your rights before responding to Garner & Conner, PLLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.