What is the most common complaint against Amerifinance, Inc.?

The most common issue consumers report about Amerifinance, Inc. is "Communication tactics", specifically "Frequent or repeated calls". This is based on 2 complaints filed with the CFPB.

Are complaints against Amerifinance, Inc. increasing or decreasing?

Complaints against Amerifinance, Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Amerifinance, Inc.'s reputation grade?

Amerifinance, Inc. has a reputation grade of F (score: 38.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Amerifinance, Inc. respond to consumer complaints?

Amerifinance, Inc. has a 0% timely response rate to CFPB complaints.

In how many states does Amerifinance, Inc. operate?

Amerifinance, Inc. has received CFPB complaints from consumers in 2 states, with the most complaints from Florida (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Amerifinance, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade F.

Compiled by PlainCollector

Communication tactics

2

Data updated September 2026

CFPB complaint disposition

CCDB record amerifinance-inc Amerifinance, Inc.

Grade F · 2 CFPB filings · 0% timely · lead issue: Communication tactics · vol #3923 · compose #4962

VOL 2
GRADE F
12MO 0
STATES 2
TIMELY 0%
ISSUE Communication tactics
RANK #3,923
COMPOSE #4,962

Volume peers

Nearest volume peer: 1 Auto Finance, Inc. (2 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Amerifinance, Inc.'s 2 CFPB complaints sit next to 1 Auto Finance, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

50.0% of Amerifinance, Inc.'s CFPB filings land in Florida

High volume does not equal a clean composite: Amerifinance, Inc. is volume #3,923 but composite #4,962, while Florida dominates the geography. Corpus placement method.

Dominant state: Florida 50.0%; 1 of 2 filings · 2 states touched
Spike month: 2025-06 50.0%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,923 volume; #4,962 composite; Cleanest-composite ladder is 1,039 places worse than volume

How does Amerifinance, Inc. compare to its peers?

How does Amerifinance, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Amerifinance, Inc. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2025-06 2025-12

Issue Detail Breakdown

Issue	Complaints
Communication tactics	2

Where do complaints against Amerifinance, Inc. come from?

Amerifinance, Inc.'s own per-state count, not a national baseline.

Florida

1
New York

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Amerifinance, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 2.

4 peers

Know your rights before responding to Amerifinance, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.