State complaint profile

Debt collection complaints in Texas

172,149 CFPB complaints filed against 2,473 debt collectors active in Texas.

Complaints
172,149
Collectors
2,473
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Texas at a glance

Texas consumers have filed 172,149 CFPB debt-collection complaints against 2,473 collectors.

172,149
CFPB complaints filed
2,473
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Texas

Texas sits near the top of the state complaint ladder at #1 of 56 by absolute CFPB filings (172,149 complaints).

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Texas residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 49

Sorted by most complaints

Sunset Management, Inc

C
1 total complaints ↑ rising

Sunset Solutions Group, LLC

F
1 total complaints ↓ falling

Supreme Lending

A
1 total complaints ↑ rising

Synergy One Lending, Inc.

1 total complaints ↑ rising

TDS Financial LLC

F
1 total complaints ↓ falling

TLP Mortgage Advisors, LLC

A
1 total complaints ↓ falling

Toll Brothers Inc

A
1 total complaints ↓ falling

Towne Mortgage Company

A
1 total complaints ↓ falling

Tango Delta Financial, Inc.

A
1 total complaints ↓ falling

Tenaglia & Hunt, PA

F
1 total complaints ↑ rising

Tenant Data Services Inc

A
1 total complaints ↑ rising

Texas Mortgage Lending LLC

F
1 total complaints ↑ rising

The AAA Company

C
1 total complaints ↓ falling

The B & F Corporation d/b/a OK Loan Service

B
1 total complaints ↑ rising

The Cadle Company

B
1 total complaints ↑ rising

The Collection Bureau Inc.

D
1 total complaints ↓ falling

The Cooper Mediation Firm LLC

D
1 total complaints ↓ falling

The Eastbrooke Group LLC

F
1 total complaints ↓ falling

The Finance Co, LLC

D
1 total complaints ↓ falling

The Hallstrom Law Firm PLLC

C
1 total complaints ↓ falling

The J. G. Wentworth Company

C
1 total complaints ↑ rising

The McHughes Law Firm, LLC

C
1 total complaints ↓ falling

The Thomas Agency, Inc.

F
1 total complaints ↓ falling

ThunderRoad Financial, LLC

C
1 total complaints ↑ rising

Titanium Funds

C
1 total complaints → stable

Total Recovery Solutions

D
1 total complaints ↓ falling

Touchstone Partners, Inc.

B
1 total complaints ↓ falling

Toyota Credit De Puerto Rico Corp.

A
1 total complaints ↓ falling

United Auto Acceptance

F
1 total complaints → stable

USA Credit Solutions, Inc

F
1 total complaints ↑ rising

USA Service Finance LLC

B
1 total complaints ↓ falling

Udren Law Offices, P.C.

F
1 total complaints ↓ falling

United Acceptance Inc.

C
1 total complaints ↓ falling

United Built Homes LLC

A
1 total complaints ↓ falling

United Check Recovery, LLC

F
1 total complaints ↓ falling

United Collection Service, Inc (FL)

D
1 total complaints ↓ falling

United Consumers Inc

C
1 total complaints ↓ falling

United Financial Service

C
1 total complaints ↓ falling

United We Collect, Inc.

C
1 total complaints ↓ falling

University Lending Group, LLC

F
1 total complaints ↑ rising

Unsecured Loan Specialists of North America, LLC

A
1 total complaints ↓ falling

Utah Loan Servicing, LLC

A
1 total complaints → stable

Veritex Holdings, Inc.

A
1 total complaints ↓ falling

VNU Group, LLC

B
1 total complaints → stable

Valley Credit Service, Inc. (OR)

F
1 total complaints ↓ falling

Value Recovery Holding, LLC

F
1 total complaints ↑ rising

Vehicle Solutions Corp

C
1 total complaints ↓ falling

Veldos, LLC

B
1 total complaints ↓ falling

Veripro Solutions Inc.

C
1 total complaints ↓ falling

Verisk Analytics Inc

B
1 total complaints ↓ falling

If a collector is contacting you in Texas

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Texas names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Texas AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Texas

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Texas Resident

Texas's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Texas attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.