What is the most common complaint against Texas Mortgage Lending LLC?

The most common issue consumers report about Texas Mortgage Lending LLC is "Attempts to collect debt not owed", specifically "Debt was result of identity theft". This is based on 2 complaints filed with the CFPB.

Are complaints against Texas Mortgage Lending LLC increasing or decreasing?

Complaints against Texas Mortgage Lending LLC are rising. The company received 1 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Texas Mortgage Lending LLC's reputation grade?

Texas Mortgage Lending LLC has a reputation grade of F (score: 39.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Texas Mortgage Lending LLC respond to consumer complaints?

Texas Mortgage Lending LLC has a 0% timely response rate to CFPB complaints.

In how many states does Texas Mortgage Lending LLC operate?

Texas Mortgage Lending LLC has received CFPB complaints from consumers in 2 states, with the most complaints from Alabama (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Texas Mortgage Lending LLC - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

1
False statements or representation

1

Data updated September 2026

CFPB complaint disposition

CCDB record texas-mortgage-lending-llc Texas Mortgage Lending LLC

Grade F · 2 CFPB filings · 0% timely · lead issue: Attempts to collect debt not owed · vol #4363 · compose #4933

VOL 2
GRADE F
12MO 1
STATES 2
TIMELY 0%
ISSUE Attempts to collect debt n…
RANK #4,363
COMPOSE #4,933

Volume peers

Nearest volume peer: 1 Auto Finance, Inc. (2 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Texas Mortgage Lending LLC's 2 CFPB complaints sit next to 1 Auto Finance, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

50.0% of Texas Mortgage Lending LLC's CFPB filings land in Alabama

High volume does not equal a clean composite: Texas Mortgage Lending LLC is volume #4,363 but composite #4,933, while Alabama dominates the geography. Corpus placement method.

Dominant state: Alabama 50.0%; 1 of 2 filings · 2 states touched
Spike month: 2025-03 100.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #4,363 volume; #4,933 composite; Cleanest-composite ladder is 570 places worse than volume

How does Texas Mortgage Lending LLC compare to its peers?

How does Texas Mortgage Lending LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Texas Mortgage Lending… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2025-03 2025-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	1
False statements or representation	1

Where do complaints against Texas Mortgage Lending LLC come from?

Texas Mortgage Lending LLC's own per-state count, not a national baseline.

Alabama

1
Texas

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Texas Mortgage Lending LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 2.

4 peers

Know your rights before responding to Texas Mortgage Lending LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.