State complaint profile

Debt collection complaints in Texas

172,149 CFPB complaints filed against 2,473 debt collectors active in Texas.

Complaints
172,149
Collectors
2,473
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Texas at a glance

Texas consumers have filed 172,149 CFPB debt-collection complaints against 2,473 collectors.

172,149
CFPB complaints filed
2,473
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Texas

Texas sits near the top of the state complaint ladder at #1 of 56 by absolute CFPB filings (172,149 complaints).

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Texas residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 34

Sorted by most complaints

Porter Law Firm

F
2 total complaints ↑ rising

Professional Claims Bureau, Inc.

C
2 total complaints ↓ falling

Retail Merchants Association of Lubbock

C
2 total complaints ↓ falling

RGL Associates, Inc.

B
2 total complaints ↓ falling

RGV Loans LLC

A
2 total complaints ↓ falling

Richland Holdings, Inc.

F
2 total complaints ↓ falling

RLB Texas Auto Center LLC

A
2 total complaints ↑ rising

RNN Group, Inc

F
2 total complaints ↓ falling

Robertson Anschutz Vetters

A
2 total complaints ↓ falling

RSB Equity Group, LLC

B
2 total complaints ↓ falling

Rushmore Loan Management Services LLC

D
2 total complaints ↓ falling

Reach Financial LLC

C
2 total complaints ↑ rising

Receivable Collection Services, LLC

F
2 total complaints ↓ falling

Receivable Solutions LLC

D
2 total complaints ↑ rising

Receivable Solutions, Inc.

D
2 total complaints ↓ falling

Regional Recovery Services

F
2 total complaints ↓ falling

Registered Mediation Associates LLC

C
2 total complaints ↓ falling

Reliable Credit Association, Inc.

B
2 total complaints ↑ rising

Resurgence Legal Group, PC

C
2 total complaints ↓ falling

Revenue Assurance Professionals LLC

C
2 total complaints ↓ falling

Rhojo Enterprises, LLC

F
2 total complaints ↓ falling

Richard Sokoloff, Attorney At Law

F
2 total complaints ↓ falling

Richland Bureau of Credits Medical Service Bureau Inc.

C
2 total complaints ↓ falling

Ridgeway Advisory Group LLC

B
2 total complaints ↓ falling

River Heights Capital LLC

F
2 total complaints ↑ rising

RockLoans Holdings LLC

D
2 total complaints ↑ rising

Rocky Mountain Recovery Group

F
2 total complaints ↓ falling

Rogers, Carter & Payne, LLC

B
2 total complaints ↑ rising

Rutledge Law Firm, P.C

B
2 total complaints ↑ rising

SCV Inc.

B
2 total complaints ↓ falling

Scott Lowery Law Office, P.C.

B
2 total complaints ↓ falling

Scratch Services, Inc.

D
2 total complaints ↓ falling

Searay Portfolio Management

C
2 total complaints ↓ falling

Select Resource Group

F
2 total complaints ↓ falling

Sherloq Group, Inc

C
2 total complaints ↓ falling

Skagit Bonded Collectors, LLC

C
2 total complaints ↓ falling

Snap Recovery, Inc.

D
2 total complaints ↑ rising

Southern Credit Recovery, Inc.

D
2 total complaints ↓ falling

Specialized Management Services, Inc.

C
2 total complaints ↓ falling

Springer Collections Inc.

D
2 total complaints ↓ falling

Stallings Financial Group, Inc.

D
2 total complaints ↓ falling

StanleyAFE, LLC

C
2 total complaints ↑ rising

Statewide Credit Services Corp.

B
2 total complaints → stable

Sterling & Associates, LLC

F
2 total complaints ↓ falling

Stream Auto Outlet

2 total complaints ↑ rising

Suburban Credit Corporation

D
2 total complaints ↓ falling

Summit Consumer Group

F
2 total complaints ↓ falling

Tesoro Financial, LLC

F
2 total complaints ↑ rising

Texas Higher Education Coordinating Board

A
2 total complaints ↓ falling

Trustmark Corporation

B
2 total complaints ↑ rising

If a collector is contacting you in Texas

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Texas names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Texas AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Texas

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Texas Resident

Texas's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Texas attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.