What is the most common complaint against Richland Bureau of Credits Medical Service Bureau Inc.?

The most common issue consumers report about Richland Bureau of Credits Medical Service Bureau Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 52 complaints filed with the CFPB.

What is Richland Bureau of Credits Medical Service Bureau Inc.'s reputation grade?

Richland Bureau of Credits Medical Service Bureau Inc. has a reputation grade of C (score: 61.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Richland Bureau of Credits Medical Service Bureau Inc. respond to consumer complaints?

Richland Bureau of Credits Medical Service Bureau Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 14% of cases.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Richland Bureau of Credits Medical Service Bureau Inc. - Debt Collector Complaint Profile

Q: Are complaints against Richland Bureau of Credits Medical Service Bureau Inc. increasing or decreasing?

Complaints against Richland Bureau of Credits Medical Service Bureau Inc. are falling. The company received 1 complaints in the last 12 months, showing improvement over prior periods.

Q: In how many states does Richland Bureau of Credits Medical Service Bureau Inc. operate?

Richland Bureau of Credits Medical Service Bureau Inc. has received CFPB complaints from consumers in 6 states, with the most complaints from Ohio (44 complaints).

CFPB complaint profile across 6 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

19
Written notification about debt

11
Communication tactics

7
False statements or representation

6
Cont'd attempts collect debt not owed

4
Took or threatened to take negative or legal action

2

Data updated September 2026

CFPB complaint disposition

CCDB record richland-bureau-of-credits-medical-service-bureau-inc Richland Bureau of Credits Medical Service Bureau Inc.

Grade C · 52 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #1168 · compose #2204

VOL 52
GRADE C
12MO 1
STATES 6
TIMELY 100%
DISPUTE 14%
ISSUE Attempts to collect debt n…
RANK #1,168
COMPOSE #2,204

Volume peers

Nearest volume peer: Allegiant Capital Recovery LLC (52 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Richland Bureau of Credits Medical Service Bureau Inc.'s 52 CFPB complaints sit next to Allegiant Capital Recovery LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

84.6% of Richland Bureau of Credits Medical Service Bureau Inc.'s CFPB filings land in Ohio

High volume does not equal a clean composite: Richland Bureau of Credits Medical Service Bureau Inc. is volume #1,168 but composite #2,204, while Ohio dominates the geography. Corpus placement method.

Dominant state: Ohio 84.6%; 44 of 52 filings · 6 states touched
Seasonal peak: 2025-03 9.7%; 8–15% band · 3 filings
Divergent corpus ranks: #1,168 volume; #2,204 composite; Cleanest-composite ladder is 1,036 places worse than volume

How does Richland Bureau of Credits Medical Service Bureau Inc. compare to its peers?

How does Richland Bureau of Credits Medical Service Bureau Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Richland Bureau of Cre… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

14%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2019-12 2025-12

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	19
Written notification about debt	11
Communication tactics	7
False statements or representation	6
Cont'd attempts collect debt not owed	4
Took or threatened to take negative or legal action	2
Disclosure verification of debt	2
Improper contact or sharing of info	1

Where do complaints against Richland Bureau of Credits Medical Service Bureau Inc. come from?

Richland Bureau of Credits Medical Service Bureau Inc.'s own per-state count, not a national baseline.

Ohio

44
California

2
Texas

2
Kentucky

1
New York

1
Tennessee

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Richland Bureau of Credits Medical Service Bureau Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 52.

4 peers

Know your rights before responding to Richland Bureau of Credits Medical Service Bureau Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.