What is the most common complaint against ABC Credit & Recovery Services Inc.?

The most common issue consumers report about ABC Credit & Recovery Services Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 14 complaints filed with the CFPB.

Are complaints against ABC Credit & Recovery Services Inc. increasing or decreasing?

Complaints against ABC Credit & Recovery Services Inc. are falling. The company received 1 complaints in the last 12 months, showing improvement over prior periods.

What is ABC Credit & Recovery Services Inc.'s reputation grade?

ABC Credit & Recovery Services Inc. has a reputation grade of B (score: 64.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does ABC Credit & Recovery Services Inc. respond to consumer complaints?

ABC Credit & Recovery Services Inc. has a 79% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does ABC Credit & Recovery Services Inc. operate?

ABC Credit & Recovery Services Inc. has received CFPB complaints from consumers in 4 states, with the most complaints from Illinois (9 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

ABC Credit & Recovery Services Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 4 states, reputation grade B.

Compiled by PlainCollector

Attempts to collect debt not owed

6
Took or threatened to take negative or legal action

3
Written notification about debt

2
Disclosure verification of debt

2
Cont'd attempts collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record abc-credit-recovery-services-inc ABC Credit & Recovery Services Inc.

Grade B · 14 CFPB filings · 79% timely · lead issue: Attempts to collect debt not owed · vol #2175 · compose #1810

VOL 14
GRADE B
12MO 1
STATES 4
TIMELY 79%
DISPUTE 0%
ISSUE Attempts to collect debt n…
RANK #2,175
COMPOSE #1,810

Volume peers

Nearest volume peer: 4 Star Resolution LLC (Closed) (14 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

ABC Credit & Recovery Services Inc.'s 14 CFPB complaints sit next to 4 Star Resolution LLC (Closed) on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

64.3% of ABC Credit & Recovery Services Inc.'s CFPB filings land in Illinois

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state: Illinois 64.3%; 9 of 14 filings · 4 states touched
Seasonal peak: 2023-05 14.3%; 8–15% band · 2 filings
Corpus ranks: #2,175 volume; #1,810 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does ABC Credit & Recovery Services Inc. compare to its peers?

How does ABC Credit & Recovery Services Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

ABC Credit & Recovery … National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

79%

29%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-07 2025-12

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	6
Took or threatened to take negative or legal action	3
Written notification about debt	2
Disclosure verification of debt	2
Cont'd attempts collect debt not owed	1

Where do complaints against ABC Credit & Recovery Services Inc. come from?

ABC Credit & Recovery Services Inc.'s own per-state count, not a national baseline.

Illinois

9
Tennessee

2
Texas

2
Georgia

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for ABC Credit & Recovery Services Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 14.

4 peers

Know your rights before responding to ABC Credit & Recovery Services Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.