What is the most common complaint against Automobile Acceptance Corporation?

The most common issue consumers report about Automobile Acceptance Corporation is "Attempts to collect debt not owed", specifically "Attempted to collect wrong amount". This is based on 28 complaints filed with the CFPB.

Are complaints against Automobile Acceptance Corporation increasing or decreasing?

Complaints against Automobile Acceptance Corporation have been stable. The company received 5 complaints in the last 12 months.

What is Automobile Acceptance Corporation's reputation grade?

Automobile Acceptance Corporation has a reputation grade of B (score: 68.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Automobile Acceptance Corporation respond to consumer complaints?

Automobile Acceptance Corporation has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Automobile Acceptance Corporation operate?

Automobile Acceptance Corporation has received CFPB complaints from consumers in 7 states, with the most complaints from Georgia (20 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Automobile Acceptance Corporation - Debt Collector Complaint Profile

CFPB complaint profile across 7 states, reputation grade B.

Compiled by PlainCollector

Attempts to collect debt not owed

13
False statements or representation

7
Written notification about debt

3
Disclosure verification of debt

3
Took or threatened to take negative or legal action

1
Communication tactics

1

Data updated September 2026

CFPB complaint disposition

CCDB record automobile-acceptance-corporation Automobile Acceptance Corporation

Grade B · 28 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #1582 · compose #1437

VOL 28
GRADE B
12MO 5
STATES 7
TIMELY 100%
DISPUTE 0%
ISSUE Attempts to collect debt n…
RANK #1,582
COMPOSE #1,437

Volume peers

Nearest volume peer: Access Capital Services, Inc. (28 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Automobile Acceptance Corporation's 28 CFPB complaints sit next to Access Capital Services, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

71.4% of Automobile Acceptance Corporation's CFPB filings land in Georgia

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state: Georgia 71.4%; 20 of 28 filings · 7 states touched
Even monthly load: Peak under 8%; Highest month 2017-07 at 6.7% (2 filings)
Corpus ranks: #1,582 volume; #1,437 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does Automobile Acceptance Corporation compare to its peers?

How does AUTOMOBILE ACCEPTANCE CORPORATION compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

AUTOMOBILE ACCEPTANCE … National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

61%

91%

Consumer-dispute ratelower is better

13%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2017-02 2026-01

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	13
False statements or representation	7
Written notification about debt	3
Disclosure verification of debt	3
Took or threatened to take negative or legal action	1
Communication tactics	1

Where do complaints against Automobile Acceptance Corporation come from?

Automobile Acceptance Corporation's own per-state count, not a national baseline.

Georgia

20
North Carolina

2
Texas

2
Illinois

1
Nevada

1
Ohio

1
South Carolina

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Automobile Acceptance Corporation: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 28.

4 peers

Know your rights before responding to Automobile Acceptance Corporation: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.