What is the most common complaint against Michael J Adams PC?

The most common issue consumers report about Michael J Adams PC is "Took or threatened to take negative or legal action", specifically "Didn't receive notice of right to dispute". This is based on 62 complaints filed with the CFPB.

Are complaints against Michael J Adams PC increasing or decreasing?

Complaints against Michael J Adams PC are rising. The company received 19 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Michael J Adams PC's reputation grade?

Michael J Adams PC has a reputation grade of C (score: 60.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Michael J Adams PC respond to consumer complaints?

Michael J Adams PC has a 85% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Michael J Adams PC operate?

Michael J Adams PC has received CFPB complaints from consumers in 5 states, with the most complaints from Texas (57 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Michael J Adams PC - Debt Collector Complaint Profile

CFPB complaint profile across 5 states, reputation grade C.

Compiled by PlainCollector

Took or threatened to take negative or legal action

25
Written notification about debt

16
Attempts to collect debt not owed

13
False statements or representation

5
Electronic communications

2
Communication tactics

1

Data updated September 2026

CFPB complaint disposition

CCDB record michael-j-adams-pc Michael J Adams PC

Grade C · 62 CFPB filings · 85% timely · lead issue: Took or threatened to take negative or legal action · vol #1068 · compose #2370

VOL 62
GRADE C
12MO 19
STATES 5
TIMELY 85%
DISPUTE 0%
ISSUE Took or threatened to take…
RANK #1,068
COMPOSE #2,370

Volume peers

Nearest volume peer: Action Revenue Recovery, LLC (62 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Michael J Adams PC's 62 CFPB complaints sit next to Action Revenue Recovery, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

91.9% of Michael J Adams PC's CFPB filings land in Texas

High volume does not equal a clean composite: Michael J Adams PC is volume #1,068 but composite #2,370, while Texas dominates the geography. Corpus placement method.

Dominant state: Texas 91.9%; 57 of 62 filings · 5 states touched
Seasonal peak: 2020-03 9.7%; 8–15% band · 3 filings
Divergent corpus ranks: #1,068 volume; #2,370 composite; Cleanest-composite ladder is 1,302 places worse than volume

How does Michael J Adams PC compare to its peers?

How does Michael J Adams PC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Michael J Adams PC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

85%

90%

91%

Consumer-dispute ratelower is better

29%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-11 2026-03

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	25
Written notification about debt	16
Attempts to collect debt not owed	13
False statements or representation	5
Electronic communications	2
Communication tactics	1

Where do complaints against Michael J Adams PC come from?

Michael J Adams PC's own per-state count, not a national baseline.

Texas

57
Florida

1
Kansas

1
Oklahoma

1
Pennsylvania

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Michael J Adams PC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 62.

4 peers

Know your rights before responding to Michael J Adams PC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.